HDFC Diners Club Black Metal
•••• •••• •••• 4242
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Quick facts
HDFC Diners Club Black Metal
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HDFC Diners Club Black Metal
Ultra premium
For ₹1.5L+ monthly income travelers.
cardDetail.keyBenefits
cardDetail.annualFee
₹10,000
cardDetail.topRate
10X points
cardDetail.minIncome
₹1,50,000cardDetail.perMonth
cardDetail.effReturn
-0.95%
cardDetail.realisticNetValue: -₹4,560cardDetail.perYear
cardDetail.afterFeeForex. cardDetail.basedOnSpend
cardDetail.usersMatchedVerified
cardDetail.commissionNote
cardDetail.transparencyTitle
cardDetail.transparency1
cardDetail.transparency2
cardDetail.transparency3
cardDetail.calcTitle
cardDetail.calcSubtitle
cardDetail.calcGross
₹5,800
cardDetail.calcGrossSub
cardDetail.calcCosts
₹10,360
cardDetail.calcCostsSub
cardDetail.calcNet
-₹4,560
cardDetail.calcNetSub
cardDetail.calcBreakdown
Travel & flights
cardDetail.calcSpendMo
₹1,000.00cardDetail.perYear
₹83.33cardDetail.perMonth
167 pts × ₹0.50 = ₹83.33/mo167 pts/mo @ ₹0.50/ptAll other eligible spends
cardDetail.calcSpendMo
₹4,800cardDetail.perYear
₹400cardDetail.perMonth
800 pts × ₹0.50 = ₹400/mo800 pts/mo @ ₹0.50/ptcardDetail.calcDisclaimer
cardDetail.pointsTitle
cardDetail.pointsSubtitle
travel — 5 pts per ₹150 spend
cardDetail.pointsSpend
₹10,000
cardDetail.pointsEarn
333 pts
cardDetail.pointsWorth
₹166.67
cardDetail.pointsPerPoint
all — 3 pts per ₹150 spend
cardDetail.pointsSpend
₹10,000
cardDetail.pointsEarn
200 pts
cardDetail.pointsWorth
₹100
cardDetail.pointsPerPoint
cardDetail.pointsRedemptionTitle cardDetail.pointsRedemptionBodycardDetail.pointsExpire
High income, metal cards, max perks
cardDetail.rewardsStructure
cardDetail.rewardsSource
SmartBuy travel
10X points
Other spends
3X points
Lounge
Unlimited worldwide
cardDetail.rewardsExcluded
cardDetail.rewardsLounge
Unlimited domestic + international
cardDetail.rewardsBestFor
- → ₹1.5L+ monthly income
- → Premium travelers
- → SmartBuy 10X users
cardDetail.feesTitle
cardDetail.feesSubtitle
cardDetail.feesJoining
cardDetail.feesFirstYear
₹10,000
cardDetail.feesAnnual
cardDetail.feesChargedYearly
₹10,000
cardDetail.feesForex
cardDetail.feesForexPct
cardDetail.feesFinance
cardDetail.feesFinanceIn
cardDetail.feesLate
cardDetail.feesLateIn
cardDetail.feesRedemption
cardDetail.feesRedemptionIn
cardDetail.feesNetMath
cardDetail.eligibilityTitle
cardDetail.eligibilitySubtitle
cardDetail.eligibilityDisclaimer cardDetail.eligibilityDisclaimerBody
cardDetail.faqTitle
cardDetail.faqEarnQ+
cardDetail.faqEarnA
cardDetail.faqIncomeQ+
cardDetail.faqIncomeA
cardDetail.faqExclusionsQ+
EMI, Fuel, Rent, Wallet.
cardDetail.faqBureauQ+
cardDetail.faqBureauA
cardDetail.similarCards
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cardDetail.annualFee
₹7,999
cardDetail.topRate
3X
American Express Gold Card
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Quick facts
American Express Gold Card
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American Express Gold Card
American Express
Dining & travel rewards
cardDetail.annualFee
₹4,500
cardDetail.topRate
4X
American Express Platinum Travel Card
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Quick facts
American Express Platinum Travel Card
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American Express Platinum Travel Card
American Express
Milestone travel card
cardDetail.annualFee
₹5,000
cardDetail.topRate
3X
Approval estimate based on public eligibility criteria. Indicative only. Not a guarantee of approval.