ICICI BankClassic

ICICI Platinum Chip

•••• •••• •••• 4242

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Quick facts

ICICI Platinum Chip

Top reward1 RP/₹150

Annual feeLifetime Free

Min income₹18,000/mo

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🌱First Card / Entry

ICICI Bank · Classic cardDetail.tierSuffix

ICICI Platinum Chip

Basic ICICI card

Simple lifetime-free credit builder.

cardDetail.keyBenefits

💳

Lifetime free

🎁

PayWave contactless

⛽

Basic rewards

cardDetail.annualFee

cardDetail.free

cardDetail.topRate

1 RP/₹150

cardDetail.minIncome

₹18,000cardDetail.perMonth

cardDetail.effReturn

cardDetail.realisticNetValue: ₹10cardDetail.perYear

cardDetail.afterFeeForex. cardDetail.basedOnSpend

cardDetail.usersMatchedVerified

cardDetail.commissionNote

cardDetail.transparencyTitle

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cardDetail.transparency2

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cardDetail.calcTitle

cardDetail.calcSubtitle

cardDetail.calcGross

₹640

cardDetail.calcGrossSub

cardDetail.calcCosts

₹630

cardDetail.calcCostsSub

cardDetail.calcNet

₹10

cardDetail.calcNetSub

cardDetail.calcBreakdown

All other eligible spends

cardDetail.calcSpendMo

₹640.00cardDetail.perYear

₹53.33cardDetail.perMonth

267 pts × ₹0.20 = ₹53.33/mo267 pts/mo @ ₹0.20/pt

cardDetail.calcDisclaimer

cardDetail.pointsTitle

cardDetail.pointsSubtitle

all — 1 pts per ₹150 spend

cardDetail.pointsSpend

₹10,000

→

cardDetail.pointsEarn

67 pts

cardDetail.pointsWorth

₹13.33

cardDetail.pointsPerPoint

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🌱First Card / Entry

Low income threshold, easy approval

cardDetail.rewardsStructure

cardDetail.rewardsSource

All spends

1 RP/₹150

Contactless

PayWave enabled

cardDetail.rewardsExcluded

EMIFuel

cardDetail.rewardsBestFor

→ Basic lifetime-free card
→ ICICI relationship
→ ₹18K+ income

cardDetail.feesTitle

cardDetail.feesSubtitle

cardDetail.feesJoining

cardDetail.feesLifetimeFree

₹0

cardDetail.feesAnnual

cardDetail.feesNoRenewal

₹0

cardDetail.feesForex

cardDetail.feesForexPct

cardDetail.feesFinance

cardDetail.feesFinanceIn

cardDetail.feesLate

cardDetail.feesLateIn

cardDetail.feesRedemption

cardDetail.feesRedemptionIn

cardDetail.feesNetMath

cardDetail.feesGross+ ₹640

cardDetail.feesAnnualLine− ₹0

cardDetail.feesForexLine− ₹630

cardDetail.feesNet₹10

cardDetail.eligibilityTitle

cardDetail.eligibilitySubtitle

cardDetail.eligibilityAgecardDetail.eligibilityAgeValue

cardDetail.eligibilitySalaried₹18,000cardDetail.perMonth

cardDetail.eligibilitySelf₹4,00,000cardDetail.eligibilityPerYear

cardDetail.eligibilityEmploymentsalaried, self employed

cardDetail.eligibilityCreditcardDetail.eligibilityCreditNone

cardDetail.eligibilityBureaucardDetail.eligibilityBureauValue

cardDetail.eligibilitySecuredcardDetail.eligibilitySecuredNo

cardDetail.eligibilityTierClassic — cardDetail.tierClassic

cardDetail.eligibilityDisclaimer cardDetail.eligibilityDisclaimerBody

cardDetail.faqTitle

cardDetail.faqEarnQ+

cardDetail.faqEarnA

cardDetail.faqIncomeQ+

cardDetail.faqIncomeA

cardDetail.faqExclusionsQ+

EMI, Fuel.

cardDetail.faqBureauQ+

cardDetail.faqBureauA

cardDetail.similarCards

Kotak Mahindra BankGold

811 Dream Different Credit Card

•••• •••• •••• 4242

Quick facts

811 Dream Different Credit Card

Top reward5%

Annual feeLifetime Free

Min income₹20,000/mo

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🌱First Card / Entry

811 Dream Different Credit Card

Kotak Mahindra Bank

Digital-first free card

cashbackcredit_building

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cardDetail.free

cardDetail.topRate

AU Small Finance BankClassic

AU Altura Credit Card

•••• •••• •••• 4242

Quick facts

AU Altura Credit Card

Top reward2% cashback

Annual feeLifetime Free

Min income₹15,000/mo

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🌱First Card / Entry

AU Altura Credit Card

AU Small Finance Bank

Tier 2/3 friendly

lifetime freetier 2 3easy approval

cardDetail.annualFee

cardDetail.free

cardDetail.topRate

2% cashback

Axis BankClassic

Axis Bank Neo Credit Card

•••• •••• •••• 4242

Quick facts

Axis Bank Neo Credit Card

Top reward10% off

Annual feeLifetime Free

Min income₹15,000/mo

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🌱First Card / Entry

Axis Bank Neo Credit Card

Axis Bank

First card friendly

lifetime freefirst cardstudent friendly

cardDetail.annualFee

cardDetail.free

cardDetail.topRate

10% off

cardDetail.quizCta

Approval estimate based on public eligibility criteria. Indicative only. Not a guarantee of approval.