IDFC FIRST BankGold

IDFC FIRST Millennia Credit Card

•••• •••• •••• 4242

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Quick facts

IDFC FIRST Millennia Credit Card

Top reward3%

Annual feeLifetime Free

Min income₹20,000/mo

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🌱First Card / Entry

IDFC FIRST Bank · Gold cardDetail.tierSuffix

IDFC FIRST Millennia Credit Card

Lifetime free starter

Popular IDFC entry card with low forex markup.

cardDetail.keyBenefits

💳

Lifetime free

🎁

Never-expiring rewards

⛽

Dynamic forex rates

cardDetail.annualFee

cardDetail.free

cardDetail.topRate

cardDetail.minIncome

₹20,000cardDetail.perMonth

cardDetail.effReturn

0.38%

cardDetail.realisticNetValue: ₹1,802cardDetail.perYear

cardDetail.afterFeeForex. cardDetail.basedOnSpend

cardDetail.usersMatchedVerified

cardDetail.commissionNote

cardDetail.transparencyTitle

cardDetail.transparency1

cardDetail.transparency2

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cardDetail.calcTitle

cardDetail.calcSubtitle

cardDetail.calcGross

₹2,160

cardDetail.calcGrossSub

cardDetail.calcCosts

₹358

cardDetail.calcCostsSub

cardDetail.calcNet

₹1,802

cardDetail.calcNetSub

cardDetail.calcBreakdown

Online shopping

cardDetail.calcSpendMo

₹360cardDetail.perYear

₹30cardDetail.perMonth

₹1,000 × 3% = ₹30/mocardDetail.calcCapHit

All other eligible spends

cardDetail.calcSpendMo

₹1,800cardDetail.perYear

₹150cardDetail.perMonth

₹30,000 × 0.5% = ₹150/mo

cardDetail.calcDisclaimer

🌱First Card / Entry

Low income threshold, easy approval

cardDetail.rewardsStructure

cardDetail.rewardsSource

online shopping

cardDetail.rewardsCap

cardDetail.rewardsExamplecardDetail.rewardsMaxCap

all

0.5%

cardDetail.rewardsExample

cardDetail.rewardsExcluded

EMIRentWallet loads

cardDetail.rewardsBestFor

→ Lifetime free starter

cardDetail.feesTitle

cardDetail.feesSubtitle

cardDetail.feesJoining

cardDetail.feesLifetimeFree

₹0

cardDetail.feesAnnual

cardDetail.feesNoRenewal

₹0

cardDetail.feesForex

cardDetail.feesForexPct

cardDetail.feesFinance

cardDetail.feesFinanceIn

cardDetail.feesLate

cardDetail.feesLateIn

cardDetail.feesRedemption

cardDetail.feesRedemptionIn

cardDetail.feesNetMath

cardDetail.feesGross+ ₹2,160

cardDetail.feesAnnualLine− ₹0

cardDetail.feesForexLine− ₹358

cardDetail.feesNet₹1,802

cardDetail.eligibilityTitle

cardDetail.eligibilitySubtitle

cardDetail.eligibilityAgecardDetail.eligibilityAgeValue

cardDetail.eligibilitySalaried₹20,000cardDetail.perMonth

cardDetail.eligibilitySelf₹2,40,000cardDetail.eligibilityPerYear

cardDetail.eligibilityEmploymentsalaried, self employed

cardDetail.eligibilityCreditcardDetail.eligibilityCreditNone

cardDetail.eligibilityBureaucardDetail.eligibilityBureauValue

cardDetail.eligibilitySecuredcardDetail.eligibilitySecuredNo

cardDetail.eligibilityTierGold — cardDetail.tierGold

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cardDetail.faqTitle

cardDetail.faqEarnQ+

cardDetail.faqEarnA

cardDetail.faqIncomeQ+

cardDetail.faqIncomeA

cardDetail.faqExclusionsQ+

EMI, Rent, Wallet loads.

cardDetail.faqBureauQ+

cardDetail.faqBureauA

cardDetail.similarCards

Kotak Mahindra BankGold

811 Dream Different Credit Card

•••• •••• •••• 4242

Quick facts

811 Dream Different Credit Card

Top reward5%

Annual feeLifetime Free

Min income₹20,000/mo

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🌱First Card / Entry

811 Dream Different Credit Card

Kotak Mahindra Bank

Digital-first free card

cashbackcredit_building

cardDetail.annualFee

cardDetail.free

cardDetail.topRate

AU Small Finance BankClassic

AU Altura Credit Card

•••• •••• •••• 4242

Quick facts

AU Altura Credit Card

Top reward2% cashback

Annual feeLifetime Free

Min income₹15,000/mo

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🌱First Card / Entry

AU Altura Credit Card

AU Small Finance Bank

Tier 2/3 friendly

lifetime freetier 2 3easy approval

cardDetail.annualFee

cardDetail.free

cardDetail.topRate

2% cashback

American ExpressGold

American Express Gold Card

•••• •••• •••• 4242

Quick facts

American Express Gold Card

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American Express Gold Card

American Express

Dining & travel rewards

travelcashback

cardDetail.annualFee

₹4,500

cardDetail.topRate

cardDetail.quizCta

Approval estimate based on public eligibility criteria. Indicative only. Not a guarantee of approval.