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Pick up to 3 cards. See fees, rewards, and estimated net annual value on the same spend profile — no bureau pull.
| Feature | American ExpressGold American Express Gold Card •••• •••• •••• 4242 Quick facts American Express Gold Card Top reward4X Membership Rewards/₹150 Annual fee₹4,500 Min income₹60,000/mo Tap to flip back American Express Gold Card American Express | Kotak Mahindra BankGold 811 Dream Different Credit Card •••• •••• •••• 4242 Quick facts 811 Dream Different Credit Card Top reward5% Annual feeLifetime Free Min income₹20,000/mo Tap to flip back 811 Dream Different Credit Card Kotak Mahindra Bank | AU Small Finance BankClassic AU Altura Credit Card •••• •••• •••• 4242 Quick facts AU Altura Credit Card Top reward2% cashback Annual feeLifetime Free Min income₹15,000/mo Tap to flip back AU Altura Credit Card AU Small Finance Bank |
|---|---|---|---|
| Annual fee | ₹4,500 | ₹0 | ₹0 |
| Min income | ₹60,000 | ₹20,000 | ₹15,000 |
| Top reward rate | 4X Membership Rewards/₹150 | 5% | 2% cashback |
| Net value (moderate) | ₹570/yr | ₹8,330/yr | ₹1,920/yr |
| Secured / no bureau | Standard | Standard | Standard |
| Signup bonus | ₹4,000 | ₹500 | — |