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Pick up to 3 cards. See fees, rewards, and estimated net annual value on the same spend profile — no bureau pull.
| Feature | American ExpressPlatinum Amex Membership Rewards CC •••• •••• •••• 4242 Quick facts Amex Membership Rewards CC Top reward2 RP/₹150 Annual fee₹4,500 Min income₹60,000/mo Tap to flip back Amex Membership Rewards CC American Express | HDFC BankMetal HDFC Diners Club Black Metal •••• •••• •••• 4242 Quick facts HDFC Diners Club Black Metal Top reward10X points Annual fee₹10,000 Min income₹1,50,000/mo Tap to flip back HDFC Diners Club Black Metal HDFC Bank |
|---|---|---|
| Annual fee | ₹4,500 | ₹10,000 |
| Min income | ₹60,000 | ₹1,50,000 |
| Top reward rate | 2 RP/₹150 | 10X points |
| Net value (moderate) | ₹822/yr | -₹5,617/yr |
| Secured / no bureau | Standard | Standard |
| Signup bonus | ₹4,000 | — |