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Pick up to 3 cards. See fees, rewards, and estimated net annual value on the same spend profile — no bureau pull.
| Feature | AU Small Finance BankClassic AU Altura Credit Card •••• •••• •••• 4242 Quick facts AU Altura Credit Card Top reward2% cashback Annual feeLifetime Free Min income₹15,000/mo Tap to flip back AU Altura Credit Card AU Small Finance Bank | Kotak Mahindra BankGold 811 Dream Different Credit Card •••• •••• •••• 4242 Quick facts 811 Dream Different Credit Card Top reward5% Annual feeLifetime Free Min income₹20,000/mo Tap to flip back 811 Dream Different Credit Card Kotak Mahindra Bank | AU Small Finance BankPlatinum AU Zenith Credit Card •••• •••• •••• 4242 Quick facts AU Zenith Credit Card Top reward3X points/₹150 Annual fee₹7,999 Min income₹75,000/mo Tap to flip back AU Zenith Credit Card AU Small Finance Bank |
|---|---|---|---|
| Annual fee | ₹0 | ₹0 | ₹7,999 |
| Min income | ₹15,000 | ₹20,000 | ₹75,000 |
| Top reward rate | 2% cashback | 5% | 3X points/₹150 |
| Net value (moderate) | ₹1,920/yr | ₹8,330/yr | -₹6,487/yr |
| Secured / no bureau | Standard | Standard | Standard |
| Signup bonus | — | ₹500 | — |