Side-by-side · honest numbers
Compare Credit Cards
Pick up to 3 cards. See fees, rewards, and estimated net annual value on the same spend profile — no bureau pull.
| Feature | HDFC BankGold Swiggy HDFC Bank Credit Card •••• •••• •••• 4242 Quick facts Swiggy HDFC Bank Credit Card Top reward10% Annual fee₹500 Min income₹25,000/mo Tap to flip back Swiggy HDFC Bank Credit Card HDFC Bank | SBI CardPlatinum SBI BPCL Octane •••• •••• •••• 4242 Quick facts SBI BPCL Octane Top reward25X points Annual fee₹1,499 Min income₹30,000/mo Tap to flip back SBI BPCL Octane SBI Card |
|---|---|---|
| Annual fee | ₹500 | ₹1,499 |
| Min income | ₹25,000 | ₹30,000 |
| Top reward rate | 10% | 25X points |
| Net value (moderate) | ₹12,150/yr | ₹9,570/yr |
| Secured / no bureau | Standard | Standard |
| Signup bonus | — | ₹6,000 |