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Pick up to 3 cards. See fees, rewards, and estimated net annual value on the same spend profile — no bureau pull.
| Feature | Kotak Mahindra BankGold 811 Dream Different Credit Card •••• •••• •••• 4242 Quick facts 811 Dream Different Credit Card Top reward5% Annual feeLifetime Free Min income₹20,000/mo Tap to flip back 811 Dream Different Credit Card Kotak Mahindra Bank | Axis BankGold Axis Bank ACE Credit Card •••• •••• •••• 4242 Quick facts Axis Bank ACE Credit Card Top reward5% Annual fee₹499 Min income₹20,000/mo Tap to flip back Axis Bank ACE Credit Card Axis Bank |
|---|---|---|
| Annual fee | ₹0 | ₹499 |
| Min income | ₹20,000 | ₹20,000 |
| Top reward rate | 5% | 5% |
| Net value (moderate) | ₹8,330/yr | ₹6,660/yr |
| Secured / no bureau | Standard | Standard |
| Signup bonus | ₹500 | — |