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Pick up to 3 cards. See fees, rewards, and estimated net annual value on the same spend profile — no bureau pull.
| Feature | SBI CardPlatinum SBI BPCL Octane •••• •••• •••• 4242 Quick facts SBI BPCL Octane Top reward25X points Annual fee₹1,499 Min income₹30,000/mo Tap to flip back SBI BPCL Octane SBI Card | Axis BankGold Axis IOCL Credit Card •••• •••• •••• 4242 Quick facts Axis IOCL Credit Card Top reward20 Edge Miles/₹100 Annual fee₹500 Min income₹25,000/mo Tap to flip back Axis IOCL Credit Card Axis Bank | HDFC BankClassic HDFC Bharat Cashback Credit Card •••• •••• •••• 4242 Quick facts HDFC Bharat Cashback Credit Card Top reward5% cashback Annual feeLifetime Free Min income₹15,000/mo Tap to flip back HDFC Bharat Cashback Credit Card HDFC Bank |
|---|---|---|---|
| Annual fee | ₹1,499 | ₹500 | ₹0 |
| Min income | ₹30,000 | ₹25,000 | ₹15,000 |
| Top reward rate | 25X points | 20 Edge Miles/₹100 | 5% cashback |
| Net value (moderate) | ₹9,570/yr | ₹1,366/yr | ₹5,430/yr |
| Secured / no bureau | Standard | Standard | Standard |
| Signup bonus | ₹6,000 | — | — |