Side-by-side · honest numbers
Compare Credit Cards
Pick up to 3 cards. See fees, rewards, and estimated net annual value on the same spend profile — no bureau pull.
| Feature | SBI CardGold SBI SimplyCLICK •••• •••• •••• 4242 Quick facts SBI SimplyCLICK Top reward10X points Annual fee₹499 Min income₹20,000/mo Tap to flip back SBI SimplyCLICK SBI Card | Kotak Mahindra BankGold 811 Dream Different Credit Card •••• •••• •••• 4242 Quick facts 811 Dream Different Credit Card Top reward5% Annual feeLifetime Free Min income₹20,000/mo Tap to flip back 811 Dream Different Credit Card Kotak Mahindra Bank | AU Small Finance BankClassic AU Altura Credit Card •••• •••• •••• 4242 Quick facts AU Altura Credit Card Top reward2% cashback Annual feeLifetime Free Min income₹15,000/mo Tap to flip back AU Altura Credit Card AU Small Finance Bank |
|---|---|---|---|
| Annual fee | ₹499 | ₹0 | ₹0 |
| Min income | ₹20,000 | ₹20,000 | ₹15,000 |
| Top reward rate | 10X points | 5% | 2% cashback |
| Net value (moderate) | ₹1,781/yr | ₹8,330/yr | ₹1,920/yr |
| Secured / no bureau | Standard | Standard | Standard |
| Signup bonus | ₹500 | ₹500 | — |

