IDFC FIRST BankGold

IDFC Ashva Gold (FD)

•••• •••• •••• 4242

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Quick facts

IDFC Ashva Gold (FD)

Top reward2X reward points

Annual feeLifetime Free

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🔒No CIBIL Needed

IDFC FIRST Bank · Gold cardDetail.tierSuffix

IDFC Ashva Gold (FD)

Premium secured card

Build credit with ₹25K FD and get lounge.

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💳

FD-backed from ₹25K

🎁

Lounge access

⛽

No income proof

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cardDetail.topRate

2X reward points

cardDetail.minIncome

cardDetail.noProof

cardDetail.effReturn

0.33%

cardDetail.realisticNetValue: ₹1,600cardDetail.perYear

cardDetail.afterFee. cardDetail.basedOnSpend

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cardDetail.calcTitle

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cardDetail.calcGross

₹1,600

cardDetail.calcGrossSub

cardDetail.calcCosts

₹0

cardDetail.calcCostsSub

cardDetail.calcNet

₹1,600

cardDetail.calcNetSub

cardDetail.calcBreakdown

All other eligible spends

cardDetail.calcSpendMo

₹1,600cardDetail.perYear

₹133.33cardDetail.perMonth

533 pts × ₹0.25 = ₹133.33/mo533 pts/mo @ ₹0.25/pt

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cardDetail.pointsSubtitle

all — 2 pts per ₹150 spend

cardDetail.pointsSpend

₹10,000

→

cardDetail.pointsEarn

133 pts

cardDetail.pointsWorth

₹33.33

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🔒No CIBIL Needed

FD-backed — build credit from scratch

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All spends

2X reward points

Domestic lounge

Min FD ₹25K

Included

Forex markup

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cardDetail.rewardsLounge

Domestic lounge with FD ≥ ₹25K

cardDetail.rewardsForex

cardDetail.rewardsBestFor

→ Secured card with lounge access
→ Min FD ₹25,000

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cardDetail.feesJoining

cardDetail.feesLifetimeFree

₹0

cardDetail.feesAnnual

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₹0

cardDetail.feesForex

cardDetail.feesFinance

cardDetail.feesFinanceIn

cardDetail.feesLate

cardDetail.feesLateIn

cardDetail.feesRedemption

cardDetail.feesRedemptionIn

cardDetail.feesNetMath

cardDetail.feesGross+ ₹1,600

cardDetail.feesAnnualLine− ₹0

cardDetail.feesNet₹1,600

cardDetail.eligibilityTitle

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cardDetail.eligibilityAgecardDetail.eligibilityAgeValue

cardDetail.eligibilitySalariedcardDetail.eligibilityNotRequired

cardDetail.eligibilitySelfcardDetail.eligibilityNotRequired

cardDetail.eligibilityEmploymentsalaried, self employed, student, homemaker, retired

cardDetail.eligibilityCreditcardDetail.eligibilityCreditSecured

cardDetail.eligibilityBureaucardDetail.eligibilityBureauValue

cardDetail.eligibilitySecuredcardDetail.eligibilitySecuredYes

cardDetail.eligibilityTierGold — cardDetail.tierGold

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cardDetail.faqEarnQ+

cardDetail.faqEarnA

cardDetail.faqIncomeQ+

cardDetail.faqIncomeSecuredA

cardDetail.faqExclusionsQ+

cardDetail.faqBureauQ+

cardDetail.faqBureauA

cardDetail.similarCards

Kotak Mahindra BankGold

811 Dream Different Credit Card

•••• •••• •••• 4242

Quick facts

811 Dream Different Credit Card

Top reward5%

Annual feeLifetime Free

Min income₹20,000/mo

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🌱First Card / Entry

811 Dream Different Credit Card

Kotak Mahindra Bank

Digital-first free card

cashbackcredit_building

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cardDetail.free

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AU Small Finance BankClassic

AU Altura Credit Card

•••• •••• •••• 4242

Quick facts

AU Altura Credit Card

Top reward2% cashback

Annual feeLifetime Free

Min income₹15,000/mo

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🌱First Card / Entry

AU Altura Credit Card

AU Small Finance Bank

Tier 2/3 friendly

lifetime freetier 2 3easy approval

cardDetail.annualFee

cardDetail.free

cardDetail.topRate

2% cashback

AU Small Finance BankPlatinum

AU Zenith Credit Card

•••• •••• •••• 4242

Quick facts

AU Zenith Credit Card

Tap to flip back

AU Zenith Credit Card

AU Small Finance Bank

AU premium travel

travellounge

cardDetail.annualFee

₹7,999

cardDetail.topRate

cardDetail.quizCta

Approval estimate based on public eligibility criteria. Indicative only. Not a guarantee of approval.