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SBI CardGold

SBI Cashback Credit Card

•••• •••• •••• 4242

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Quick facts

SBI Cashback Credit Card

Top reward5%
Annual fee₹999
Min income₹25,000/mo

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💰Cashback Kings
SBI Card · Gold cardDetail.tierSuffix

SBI Cashback Credit Card

Max cashback on online spends

Best for Amazon, Flipkart and online bill payments.

cardDetail.keyBenefits

💳

5% online cashback

🎁

1% on other spends

⛽

Fuel surcharge waiver

cardDetail.annualFee

₹999

cardDetail.topRate

5%

cardDetail.minIncome

₹25,000cardDetail.perMonth

cardDetail.effReturn

-0.04%

cardDetail.realisticNetValue: -₹189cardDetail.perYear

cardDetail.afterFeeForex. cardDetail.basedOnSpend

cardDetail.usersMatchedVerified

cardDetail.commissionNote

cardDetail.transparencyTitle

cardDetail.transparency1

cardDetail.transparency2

cardDetail.transparency3

cardDetail.calcTitle

cardDetail.calcSubtitle

cardDetail.calcGross

₹1,440

cardDetail.calcGrossSub

cardDetail.calcCosts

₹1,629

cardDetail.calcCostsSub

cardDetail.calcNet

-₹189

cardDetail.calcNetSub

cardDetail.calcBreakdown

Online shopping

cardDetail.calcSpendMo

₹1,200cardDetail.perYear

₹100cardDetail.perMonth

₹2,000 × 5% = ₹100/mocardDetail.calcCapHit

All other eligible spends

cardDetail.calcSpendMo

₹240cardDetail.perYear

₹20cardDetail.perMonth

₹2,000 × 1% = ₹20/mocardDetail.calcCapHit

cardDetail.calcFeeWaiverYes cardDetail.calcFeeWaiverYesBody

cardDetail.calcDisclaimer

💰Cashback Kings

Flat cashback on spends — no points math

cardDetail.rewardsStructure

cardDetail.rewardsSource

Online spends

Max ₹40K online to fully utilise

5%

cardDetail.rewardsCap

cardDetail.rewardsExamplecardDetail.rewardsMaxCap

Offline (POS)

1%

cardDetail.rewardsCap

cardDetail.rewardsExamplecardDetail.rewardsMaxCap

Total max cashback

—

cardDetail.rewardsCap

Fuel surcharge

1% waiver

cardDetail.rewardsCap

cardDetail.rewardsExamplecardDetail.rewardsMaxCap

cardDetail.rewardsExcluded

FuelUtilitiesInsuranceRentWallet loadsEMIEducationJewelleryRailwaysGamingTollsGovt payments

cardDetail.rewardsFeeWaiver

cardDetail.rewardsFeeWaiverValue

cardDetail.rewardsBestFor

  • → Heavy online shoppers
  • → Amazon/Flipkart users
  • → ₹25K+ salaried

cardDetail.feesTitle

cardDetail.feesSubtitle

cardDetail.feesJoining

cardDetail.feesFirstYear

₹999

cardDetail.feesAnnual

cardDetail.feesWaiverSpend

₹999

cardDetail.feesForex

cardDetail.feesForexPct

cardDetail.feesFinance

cardDetail.feesFinanceIn

cardDetail.feesLate

cardDetail.feesLateIn

cardDetail.feesRedemption

cardDetail.feesRedemptionIn

cardDetail.feesNetMath

cardDetail.feesGross+ ₹1,440
cardDetail.feesAnnualLine− ₹999
cardDetail.feesForexLine− ₹630
cardDetail.feesNet-₹189

cardDetail.eligibilityTitle

cardDetail.eligibilitySubtitle

cardDetail.eligibilityAgecardDetail.eligibilityAgeValue
cardDetail.eligibilitySalaried₹25,000cardDetail.perMonth
cardDetail.eligibilitySelf₹6,00,000cardDetail.eligibilityPerYear
cardDetail.eligibilityEmploymentsalaried, self employed
cardDetail.eligibilityCreditcardDetail.eligibilityCreditNone
cardDetail.eligibilityBureaucardDetail.eligibilityBureauValue
cardDetail.eligibilitySecuredcardDetail.eligibilitySecuredNo
cardDetail.eligibilityTierGold — cardDetail.tierGold

cardDetail.eligibilityDisclaimer cardDetail.eligibilityDisclaimerBody

cardDetail.faqTitle

cardDetail.faqEarnQ+

cardDetail.faqEarnA

cardDetail.faqIncomeQ+

cardDetail.faqIncomeA

cardDetail.faqExclusionsQ+

Fuel, Utilities, Insurance, Rent, Wallet loads, EMI, Education, Jewellery, Railways, Gaming, Tolls, Govt payments.

cardDetail.faqBureauQ+

cardDetail.faqBureauA

cardDetail.faqWaiverQ+

cardDetail.faqWaiverA

cardDetail.similarCards

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811 Dream Different Credit Card

•••• •••• •••• 4242

Quick facts

811 Dream Different Credit Card

Top reward5%
Annual feeLifetime Free
Min income₹20,000/mo

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🌱First Card / Entry

811 Dream Different Credit Card

Kotak Mahindra Bank

Digital-first free card

cashbackcredit_building

cardDetail.annualFee

cardDetail.free

cardDetail.topRate

5%

AU Small Finance BankClassic

AU Altura Credit Card

•••• •••• •••• 4242

Quick facts

AU Altura Credit Card

Top reward2% cashback
Annual feeLifetime Free
Min income₹15,000/mo

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🌱First Card / Entry

AU Altura Credit Card

AU Small Finance Bank

Tier 2/3 friendly

lifetime freetier 2 3easy approval

cardDetail.annualFee

cardDetail.free

cardDetail.topRate

2% cashback

American ExpressGold

American Express Gold Card

•••• •••• •••• 4242

Quick facts

American Express Gold Card

Top reward4X
Annual fee₹4,500
Min income₹60,000/mo

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✈️Travel & Miles

American Express Gold Card

American Express

Dining & travel rewards

travelcashback

cardDetail.annualFee

₹4,500

cardDetail.topRate

4X

cardDetail.quizCta

Approval estimate based on public eligibility criteria. Indicative only. Not a guarantee of approval.