HDFC BankGold

HDFC Millennia Credit Card

•••• •••• •••• 4242

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Quick facts

HDFC Millennia Credit Card

Top reward5%

Annual fee₹1,000

Min income₹35,000/mo

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🛒Shopping Partners

HDFC Bank · Gold cardDetail.tierSuffix

HDFC Millennia Credit Card

Millennial favourite

Strong partner cashback with HDFC ecosystem.

cardDetail.keyBenefits

💳

5% on partners

🎁

1% cashback on other spends

⛽

SmartBuy rewards

cardDetail.annualFee

₹1,000

cardDetail.topRate

cardDetail.minIncome

₹35,000cardDetail.perMonth

cardDetail.effReturn

0.74%

cardDetail.realisticNetValue: ₹3,570cardDetail.perYear

cardDetail.afterFeeForex. cardDetail.basedOnSpend

cardDetail.usersMatchedVerified

cardDetail.commissionNote

cardDetail.transparencyTitle

cardDetail.transparency1

cardDetail.transparency2

cardDetail.transparency3

cardDetail.calcTitle

cardDetail.calcSubtitle

cardDetail.calcGross

₹5,200

cardDetail.calcGrossSub

cardDetail.calcCosts

₹1,630

cardDetail.calcCostsSub

cardDetail.calcNet

₹3,570

cardDetail.calcNetSub

cardDetail.calcBreakdown

Online shopping

cardDetail.calcSpendMo

₹600cardDetail.perYear

₹50cardDetail.perMonth

₹1,000 × 5% = ₹50/mocardDetail.calcCapHit

All other eligible spends

cardDetail.calcSpendMo

₹3,600cardDetail.perYear

₹300cardDetail.perMonth

₹30,000 × 1% = ₹300/mo

cardDetail.calcFeeWaiverYes cardDetail.calcFeeWaiverYesBody

cardDetail.calcDisclaimer

🛒Shopping Partners

Amazon, Flipkart & co-branded accelerators

cardDetail.rewardsStructure

cardDetail.rewardsSource

SmartBuy partners

cardDetail.rewardsCap

cardDetail.rewardsExamplecardDetail.rewardsMaxCap

Other spends

Min ₹100 redemption

1% cashback

cardDetail.rewardsExample

Welcome benefit

On activation

₹1,000 voucher

cardDetail.rewardsExcluded

EMIFuelRentWalletGovernment

cardDetail.rewardsFeeWaiver

cardDetail.rewardsFeeWaiverValue

cardDetail.rewardsBestFor

→ SmartBuy portal users
→ ₹35K+ income
→ Partner deal hunters

cardDetail.feesTitle

cardDetail.feesSubtitle

cardDetail.feesJoining

cardDetail.feesFirstYear

₹1,000

cardDetail.feesAnnual

cardDetail.feesWaiverSpend

₹1,000

cardDetail.feesForex

cardDetail.feesForexPct

cardDetail.feesFinance

cardDetail.feesFinanceIn

cardDetail.feesLate

cardDetail.feesLateIn

cardDetail.feesRedemption

cardDetail.feesRedemptionIn

cardDetail.feesNetMath

cardDetail.feesGross+ ₹4,200

cardDetail.feesSignup+ ₹1,000

cardDetail.feesAnnualLine− ₹1,000

cardDetail.feesForexLine− ₹630

cardDetail.feesNet₹3,570

cardDetail.eligibilityTitle

cardDetail.eligibilitySubtitle

cardDetail.eligibilityAgecardDetail.eligibilityAgeValue

cardDetail.eligibilitySalaried₹35,000cardDetail.perMonth

cardDetail.eligibilitySelf₹8,40,000cardDetail.eligibilityPerYear

cardDetail.eligibilityEmploymentsalaried, self employed

cardDetail.eligibilityCreditcardDetail.eligibilityCreditMonths

cardDetail.eligibilityBureaucardDetail.eligibilityBureauValue

cardDetail.eligibilitySecuredcardDetail.eligibilitySecuredNo

cardDetail.eligibilityTierGold — cardDetail.tierGold

cardDetail.eligibilityDisclaimer cardDetail.eligibilityDisclaimerBody

cardDetail.faqTitle

cardDetail.faqEarnQ+

cardDetail.faqEarnA

cardDetail.faqIncomeQ+

cardDetail.faqIncomeA

cardDetail.faqExclusionsQ+

EMI, Fuel, Rent, Wallet, Government.

cardDetail.faqBureauQ+

cardDetail.faqBureauA

cardDetail.faqWaiverQ+

cardDetail.faqWaiverA

cardDetail.similarCards

Kotak Mahindra BankGold

811 Dream Different Credit Card

•••• •••• •••• 4242

Quick facts

811 Dream Different Credit Card

Top reward5%

Annual feeLifetime Free

Min income₹20,000/mo

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🌱First Card / Entry

811 Dream Different Credit Card

Kotak Mahindra Bank

Digital-first free card

cashbackcredit_building

cardDetail.annualFee

cardDetail.free

cardDetail.topRate

AU Small Finance BankClassic

AU Altura Credit Card

•••• •••• •••• 4242

Quick facts

AU Altura Credit Card

Top reward2% cashback

Annual feeLifetime Free

Min income₹15,000/mo

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🌱First Card / Entry

AU Altura Credit Card

AU Small Finance Bank

Tier 2/3 friendly

lifetime freetier 2 3easy approval

cardDetail.annualFee

cardDetail.free

cardDetail.topRate

2% cashback

American ExpressGold

American Express Gold Card

•••• •••• •••• 4242

Quick facts

American Express Gold Card

Tap to flip back

American Express Gold Card

American Express

Dining & travel rewards

travelcashback

cardDetail.annualFee

₹4,500

cardDetail.topRate

cardDetail.quizCta

अनुमोदन अनुमान सार्वजनिक पात्रता मानदंड पर आधारित है। केवल संकेतात्मक। अनुमोदन की गारंटी नहीं।