CardHungry
मुफ्त मैच शुरू करें
IDFC FIRST BankClassic

IDFC FIRST WOW Credit Card

•••• •••• •••• 4242

Tap to flip

Quick facts

IDFC FIRST WOW Credit Card

Top reward1X reward points
Annual feeLifetime Free

Tap to flip back

🔒No CIBIL Needed
IDFC FIRST Bank · Classic cardDetail.tierSuffix

IDFC FIRST WOW Credit Card

No CIBIL needed

Secured card against FD from ₹5,000.

cardDetail.keyBenefits

💳

FD-backed — no income proof

🎁

100% FD as credit limit

Lifetime free

cardDetail.annualFee

cardDetail.free

cardDetail.topRate

1X reward points

cardDetail.minIncome

cardDetail.noProof

cardDetail.effReturn

0.17%

cardDetail.realisticNetValue: ₹800cardDetail.perYear

cardDetail.afterFee. cardDetail.basedOnSpend

cardDetail.usersMatchedVerified

cardDetail.commissionNote

cardDetail.transparencyTitle

cardDetail.transparency1

cardDetail.transparency2

cardDetail.transparency3

cardDetail.calcTitle

cardDetail.calcSubtitle

cardDetail.calcGross

₹800

cardDetail.calcGrossSub

cardDetail.calcCosts

₹0

cardDetail.calcCostsSub

cardDetail.calcNet

₹800

cardDetail.calcNetSub

cardDetail.calcBreakdown

All other eligible spends

cardDetail.calcSpendMo

₹800cardDetail.perYear

₹66.67cardDetail.perMonth

267 pts × ₹0.25 = ₹66.67/mo267 pts/mo @ ₹0.25/pt

cardDetail.calcDisclaimer

cardDetail.pointsTitle

cardDetail.pointsSubtitle

all1 pts per ₹150 spend

cardDetail.pointsSpend

₹10,000

cardDetail.pointsEarn

67 pts

cardDetail.pointsWorth

₹16.67

cardDetail.pointsPerPoint

cardDetail.pointsRedemptionTitle cardDetail.pointsRedemptionBody

🔒No CIBIL Needed

FD-backed — build credit from scratch

cardDetail.rewardsStructure

cardDetail.rewardsSource

All spends

1X reward points

Credit limit

Min FD ₹5,000

100% of FD

cardDetail.rewardsExample

Forex markup

Zero forex charges

0%

cardDetail.rewardsExample

cardDetail.rewardsForex

0%

cardDetail.rewardsBestFor

  • Students
  • Homemakers
  • First-time credit builders
  • No income proof

cardDetail.feesTitle

cardDetail.feesSubtitle

cardDetail.feesJoining

cardDetail.feesLifetimeFree

₹0

cardDetail.feesAnnual

cardDetail.feesNoRenewal

₹0

cardDetail.feesForex

0%

cardDetail.feesFinance

cardDetail.feesFinanceIn

cardDetail.feesLate

cardDetail.feesLateIn

cardDetail.feesRedemption

cardDetail.feesRedemptionIn

cardDetail.feesNetMath

cardDetail.feesGross+ ₹800
cardDetail.feesAnnualLine− ₹0
cardDetail.feesNet₹800

cardDetail.eligibilityTitle

cardDetail.eligibilitySubtitle

cardDetail.eligibilityAgecardDetail.eligibilityAgeValue
cardDetail.eligibilitySalariedcardDetail.eligibilityNotRequired
cardDetail.eligibilitySelfcardDetail.eligibilityNotRequired
cardDetail.eligibilityEmploymentsalaried, self employed, student, homemaker, retired
cardDetail.eligibilityCreditcardDetail.eligibilityCreditSecured
cardDetail.eligibilityBureaucardDetail.eligibilityBureauValue
cardDetail.eligibilitySecuredcardDetail.eligibilitySecuredYes
cardDetail.eligibilityTierClassic — cardDetail.tierClassic

cardDetail.eligibilityDisclaimer cardDetail.eligibilityDisclaimerBody

cardDetail.faqTitle

cardDetail.faqEarnQ+

cardDetail.faqEarnA

cardDetail.faqIncomeQ+

cardDetail.faqIncomeSecuredA

cardDetail.faqExclusionsQ+

.

cardDetail.faqBureauQ+

cardDetail.faqBureauA

अनुमोदन अनुमान सार्वजनिक पात्रता मानदंड पर आधारित है। केवल संकेतात्मक। अनुमोदन की गारंटी नहीं।