SBI CardClassic

SBI SimplySAVE

•••• •••• •••• 4242

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Quick facts

SBI SimplySAVE

Top reward10 RP/₹100

Annual fee₹499

Min income₹18,000/mo

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🌱First Card / Entry

SBI Card · Classic cardDetail.tierSuffix

SBI SimplySAVE

Everyday saver

Entry-level card for dining, fuel and groceries.

cardDetail.keyBenefits

💳

10 reward points per ₹100 on dining/fuel/grocery

🎁

Welcome bonus points

cardDetail.annualFee

₹499

cardDetail.topRate

10 RP/₹100

cardDetail.minIncome

₹18,000cardDetail.perMonth

cardDetail.effReturn

0.87%

cardDetail.realisticNetValue: ₹4,191cardDetail.perYear

cardDetail.afterFeeForex. cardDetail.basedOnSpend

cardDetail.usersMatchedVerified

cardDetail.commissionNote

cardDetail.transparencyTitle

cardDetail.transparency1

cardDetail.transparency2

cardDetail.transparency3

cardDetail.calcTitle

cardDetail.calcSubtitle

cardDetail.calcGross

₹5,320

cardDetail.calcGrossSub

cardDetail.calcCosts

₹1,129

cardDetail.calcCostsSub

cardDetail.calcNet

₹4,191

cardDetail.calcNetSub

cardDetail.calcBreakdown

Dining & food delivery

cardDetail.calcSpendMo

₹800cardDetail.perYear

₹66.67cardDetail.perMonth

267 pts × ₹0.25 = ₹66.67/mo267 pts/mo @ ₹0.25/pt

Fuel

cardDetail.calcSpendMo

₹800cardDetail.perYear

₹66.67cardDetail.perMonth

267 pts × ₹0.25 = ₹66.67/mo267 pts/mo @ ₹0.25/pt

Groceries

cardDetail.calcSpendMo

₹1,200cardDetail.perYear

₹100cardDetail.perMonth

400 pts × ₹0.25 = ₹100/mo400 pts/mo @ ₹0.25/pt

All other eligible spends

cardDetail.calcSpendMo

₹520cardDetail.perYear

₹43.33cardDetail.perMonth

173 pts × ₹0.25 = ₹43.33/mo173 pts/mo @ ₹0.25/pt

cardDetail.calcDisclaimer

cardDetail.pointsTitle

cardDetail.pointsSubtitle

dining — 10 pts per ₹150 spend

cardDetail.pointsSpend

₹10,000

→

cardDetail.pointsEarn

667 pts

cardDetail.pointsWorth

₹166.67

cardDetail.pointsPerPoint

fuel — 10 pts per ₹150 spend

cardDetail.pointsSpend

₹10,000

→

cardDetail.pointsEarn

667 pts

cardDetail.pointsWorth

₹166.67

cardDetail.pointsPerPoint

groceries — 10 pts per ₹150 spend

cardDetail.pointsSpend

₹10,000

→

cardDetail.pointsEarn

667 pts

cardDetail.pointsWorth

₹166.67

cardDetail.pointsPerPoint

cardDetail.pointsRedemptionTitle cardDetail.pointsRedemptionBodycardDetail.pointsExpire

🌱First Card / Entry

Low income threshold, easy approval

cardDetail.rewardsStructure

cardDetail.rewardsSource

Dining, fuel, grocery

10 RP/₹100

Other spends

1 RP/₹100

Welcome

2,000 bonus points

cardDetail.rewardsExcluded

EMIRentWallet

cardDetail.rewardsBestFor

→ Dining & fuel spenders
→ Entry-level SBI card
→ ₹18K+ income

cardDetail.feesTitle

cardDetail.feesSubtitle

cardDetail.feesJoining

cardDetail.feesFirstYear

₹499

cardDetail.feesAnnual

cardDetail.feesChargedYearly

₹499

cardDetail.feesForex

cardDetail.feesForexPct

cardDetail.feesFinance

cardDetail.feesFinanceIn

cardDetail.feesLate

cardDetail.feesLateIn

cardDetail.feesRedemption

cardDetail.feesRedemptionIn

cardDetail.feesNetMath

cardDetail.feesGross+ ₹3,320

cardDetail.feesSignup+ ₹2,000

cardDetail.feesAnnualLine− ₹499

cardDetail.feesForexLine− ₹630

cardDetail.feesNet₹4,191

cardDetail.eligibilityTitle

cardDetail.eligibilitySubtitle

cardDetail.eligibilityAgecardDetail.eligibilityAgeValue

cardDetail.eligibilitySalaried₹18,000cardDetail.perMonth

cardDetail.eligibilitySelf₹4,00,000cardDetail.eligibilityPerYear

cardDetail.eligibilityEmploymentsalaried, self employed

cardDetail.eligibilityCreditcardDetail.eligibilityCreditNone

cardDetail.eligibilityBureaucardDetail.eligibilityBureauValue

cardDetail.eligibilitySecuredcardDetail.eligibilitySecuredNo

cardDetail.eligibilityTierClassic — cardDetail.tierClassic

cardDetail.eligibilityDisclaimer cardDetail.eligibilityDisclaimerBody

cardDetail.faqTitle

cardDetail.faqEarnQ+

cardDetail.faqEarnA

cardDetail.faqIncomeQ+

cardDetail.faqIncomeA

cardDetail.faqExclusionsQ+

EMI, Rent, Wallet.

cardDetail.faqBureauQ+

cardDetail.faqBureauA

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lifetime freetier 2 3easy approval

cardDetail.annualFee

cardDetail.free

cardDetail.topRate

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cardDetail.annualFee

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cardDetail.topRate

cardDetail.quizCta

अनुमोदन अनुमान सार्वजनिक पात्रता मानदंड पर आधारित है। केवल संकेतात्मक। अनुमोदन की गारंटी नहीं।