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Card 3

Feature	American ExpressPlatinum Amex Membership Rewards CC •••• •••• •••• 4242 Quick facts Amex Membership Rewards CC Top reward2 RP/₹150 Annual fee₹4,500 Min income₹60,000/mo Tap to flip back Amex Membership Rewards CC American Express	HDFC BankMetal HDFC Diners Club Black Metal •••• •••• •••• 4242 Quick facts HDFC Diners Club Black Metal Top reward10X points Annual fee₹10,000 Min income₹1,50,000/mo Tap to flip back HDFC Diners Club Black Metal HDFC Bank
Annual fee	₹4,500	₹10,000
Min income	₹60,000	₹1,50,000
Top reward rate	2 RP/₹150	10X points
Net value (moderate)	₹1,430/yr	-₹4,560/yr
Secured / no bureau	Standard	Standard
Signup bonus	₹4,000	—

Amex Membership Rewards CC details →HDFC Diners Club Black Metal details →

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