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RBL BankPlatinum

RBL World Safari

•••• •••• •••• 4242

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Quick facts

RBL World Safari

Top reward4X points

Annual fee₹3,000

Min income₹50,000/mo

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✈️Travel & Miles

RBL Bank · Platinum tier

RBL World Safari

Best for international travelers.

Key Benefits

Lounge: 2 domestic/quarter + 2 intl/year (Priority Pass) — ₹35,000/quarter retail spend for domestic lounge from Jul 2025; bonus PP visit at ₹50k/quarterInternational spends: 4X pointsTravel & dining: 4X pointsForex markup: 0% — Zero forex markup

Annual fee

₹3,000

Top rate

4X points

Min income

₹50,000/mo

Eff. return

0.52%

Realistic net value (moderate user): ₹2,472/year

After ₹3,000 fee. Based on ₹40,000/mo spend.

12,400 users matched · Verified 2026-06-12

You apply directly with the bank. If you share your contact details on their form, the bank may call you. We never sell your data or make sales calls.

We earn commission if approved — at no cost to you. Zero sales calls.

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Our transparency commitment

✓ Reward caps shown in absolute ₹ — not just "5% cashback"

✓ Exclusions listed upfront — fuel, EMI, rent, wallet

✓ Point conversions with conservative ₹/point rates

Rates, fees, and eligibility notes are sourced from public issuer information and may contain errors. Always verify on the bank's website before applying.

All Benefits

Rewards, lounge rules, fee perks, and extras — sourced from public issuer information.

Lounge: 2 domestic/quarter + 2 intl/year (Priority Pass) — ₹35,000/quarter retail spend for domestic lounge from Jul 2025; bonus PP visit at ₹50k/quarter
International spends: 4X points
Travel & dining: 4X points
Forex markup: 0% — Zero forex markup
Travel rewards
Airport lounge
Zero forex markup on international transactions
Welcome bonus up to ₹3,000
Best for: International travelers
Best for: Zero forex priority
Best for: ₹50K+ income

Source: RBL World Safari T&Cs

✈️Travel & Miles

Flights, hotels, zero forex options

Reward Structure

Source: RBL World Safari T&Cs

International spends

4X points

Travel & dining

4X points

Forex markup

Zero forex markup

Example: ₹10,000/mo spend → ≈ ₹0/mo

Excluded categories (no rewards)

EMIRentWallet

Lounge access

2 domestic/quarter + 2 intl/year (Priority Pass)

Spend criteria: ₹35,000/quarter retail spend for domestic lounge from Jul 2025; bonus PP visit at ₹50k/quarter

Forex markup

What You Actually Earn (in ₹)

Absolute INR estimates based on your spends. Caps and exclusions applied — no marketing fluff.

Gross rewards / year

₹5,472

Before fees & forex

Costs / year

₹3,000

Fee ₹3,000

Net value / year

₹2,472

0.52% effective return on spend

Category-wise breakdown

International spends

Spend ₹1,500/mo · 4 pts per ₹150 spend

₹144/year

₹12/mo

40 pts × ₹0.30 = ₹12/mo40 pts/mo @ ₹0.30/pt

Travel & flights

Spend ₹5,000/mo · 4 pts per ₹150 spend

₹480/year

₹40/mo

133 pts × ₹0.30 = ₹40/mo133 pts/mo @ ₹0.30/pt

All other eligible spends

Spend ₹38,500/mo · 2 pts per ₹150 spend

₹1,848/year

₹154/mo

513 pts × ₹0.30 = ₹154/mo513 pts/mo @ ₹0.30/pt

Estimates assume eligible spends only (exclusions per issuer T&Cs apply). Point values use typical redemption rates — actual value varies by redemption choice. Bank approval and reward crediting is at issuer discretion.

Best for

→International travelers
→Zero forex priority
→₹50K+ income

Points → INR Conversion Guide

Marketing says "10X points" — here's what that actually means in your pocket.

international — 4 pts per ₹150 spend

You spend

₹10,000

→

You earn

267 pts

Worth ≈

₹80

@ ₹0.30/point

travel — 4 pts per ₹150 spend

You spend

₹10,000

→

You earn

267 pts

Worth ≈

₹80

@ ₹0.30/point

all — 2 pts per ₹150 spend

You spend

₹10,000

→

You earn

133 pts

Worth ≈

₹40

@ ₹0.30/point

Redemption reality: Point value varies — cashback redemption is typically lower than travel partner transfers. We use a conservative ₹0.30/pt in calculations.

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Fees & Charges — Full Disclosure

All amounts in INR. Everything that can reduce your net value.

Joining fee

Charged in first year

₹3,000

Annual / renewal fee

Charged every year unless waived

₹3,000

Forex markup

Finance charges

≈3.5–3.75% per month (42–45% p.a.) if you revolve balance — pay in full to avoid

Late payment fee

₹400–₹1,300 depending on statement balance — always pay on time

Reward redemption fee

Usually ₹0 for cashback cards; points cards may have ₹99+ redemption fee

Example: moderate user net math

Gross rewards+ ₹2,472

Signup bonus (year 1)+ ₹3,000

Annual fee− ₹3,000

Net annual value₹2,472

Eligibility Snapshot

Public criteria from RBL World Safari T&Cs. Bank makes final decision.

Minimum age25–60 years

Min income (salaried)₹50,000/mo

Min income (self-employed)₹12,00,000/year

Employment acceptedsalaried, self employed

Credit history12+ months preferred

CIBIL checkBank checks at application — CardHungry never pulls your score

Secured optionUnsecured card only

Card tierPlatinum — premium benefits tier

Important: These are indicative eligibility bands from issuer websites. Actual approval depends on the bank's internal score, existing relationship, and current portfolio policy. CardHungry shows bands, not guarantees.

FAQ

How much can I actually earn with RBL World Safari?+

At moderate spend (₹40,000/mo), gross rewards are about ₹2,472/year. After the ₹3,000 annual fee, net value is approximately ₹2,472/year. Use the calculator above to model your own spends.

What is the minimum income for RBL World Safari?+

₹50,000/month for salaried applicants (indicative — bank decides).

What spends do NOT earn rewards?+

EMI, Rent, Wallet.

Does CardHungry pull my CIBIL score?+

No. We use public eligibility criteria only. The bank will check CIBIL when you apply.