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IDFC FIRST BankClassic

IDFC FIRST WOW Credit Card

•••• •••• •••• 4242

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Quick facts

IDFC FIRST WOW Credit Card

Top reward1X reward points
Annual feeLifetime Free

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🔒No CIBIL Needed
IDFC FIRST Bank · Classic cardDetail.tierSuffix

IDFC FIRST WOW Credit Card

No CIBIL needed

Secured card against FD from ₹5,000.

cardDetail.keyBenefits

💳

FD-backed — no income proof

🎁

100% FD as credit limit

⛽

Lifetime free

cardDetail.annualFee

cardDetail.free

cardDetail.topRate

1X reward points

cardDetail.minIncome

cardDetail.noProof

cardDetail.effReturn

0.17%

cardDetail.realisticNetValue: ₹800cardDetail.perYear

cardDetail.afterFee. cardDetail.basedOnSpend

cardDetail.usersMatchedVerified

cardDetail.commissionNote

cardDetail.transparencyTitle

cardDetail.transparency1

cardDetail.transparency2

cardDetail.transparency3

cardDetail.calcTitle

cardDetail.calcSubtitle

cardDetail.calcGross

₹800

cardDetail.calcGrossSub

cardDetail.calcCosts

₹0

cardDetail.calcCostsSub

cardDetail.calcNet

₹800

cardDetail.calcNetSub

cardDetail.calcBreakdown

All other eligible spends

cardDetail.calcSpendMo

₹800cardDetail.perYear

₹66.67cardDetail.perMonth

267 pts × ₹0.25 = ₹66.67/mo267 pts/mo @ ₹0.25/pt

cardDetail.calcDisclaimer

cardDetail.pointsTitle

cardDetail.pointsSubtitle

all — 1 pts per ₹150 spend

cardDetail.pointsSpend

₹10,000

cardDetail.pointsEarn

67 pts

cardDetail.pointsWorth

₹16.67

cardDetail.pointsPerPoint

cardDetail.pointsRedemptionTitle cardDetail.pointsRedemptionBody

🔒No CIBIL Needed

FD-backed — build credit from scratch

cardDetail.rewardsStructure

cardDetail.rewardsSource

All spends

1X reward points

Credit limit

Min FD ₹5,000

100% of FD

cardDetail.rewardsExample

Forex markup

Zero forex charges

0%

cardDetail.rewardsExample

cardDetail.rewardsForex

0%

cardDetail.rewardsBestFor

  • → Students
  • → Homemakers
  • → First-time credit builders
  • → No income proof

cardDetail.feesTitle

cardDetail.feesSubtitle

cardDetail.feesJoining

cardDetail.feesLifetimeFree

₹0

cardDetail.feesAnnual

cardDetail.feesNoRenewal

₹0

cardDetail.feesForex

0%

cardDetail.feesFinance

cardDetail.feesFinanceIn

cardDetail.feesLate

cardDetail.feesLateIn

cardDetail.feesRedemption

cardDetail.feesRedemptionIn

cardDetail.feesNetMath

cardDetail.feesGross+ ₹800
cardDetail.feesAnnualLine− ₹0
cardDetail.feesNet₹800

cardDetail.eligibilityTitle

cardDetail.eligibilitySubtitle

cardDetail.eligibilityAgecardDetail.eligibilityAgeValue
cardDetail.eligibilitySalariedcardDetail.eligibilityNotRequired
cardDetail.eligibilitySelfcardDetail.eligibilityNotRequired
cardDetail.eligibilityEmploymentsalaried, self employed, student, homemaker, retired
cardDetail.eligibilityCreditcardDetail.eligibilityCreditSecured
cardDetail.eligibilityBureaucardDetail.eligibilityBureauValue
cardDetail.eligibilitySecuredcardDetail.eligibilitySecuredYes
cardDetail.eligibilityTierClassic — cardDetail.tierClassic

cardDetail.eligibilityDisclaimer cardDetail.eligibilityDisclaimerBody

cardDetail.faqTitle

cardDetail.faqEarnQ+

cardDetail.faqEarnA

cardDetail.faqIncomeQ+

cardDetail.faqIncomeSecuredA

cardDetail.faqExclusionsQ+

.

cardDetail.faqBureauQ+

cardDetail.faqBureauA

cardDetail.similarCards

Kotak Mahindra BankGold

811 Dream Different Credit Card

•••• •••• •••• 4242

Quick facts

811 Dream Different Credit Card

Top reward5%
Annual feeLifetime Free
Min income₹20,000/mo

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🌱First Card / Entry

811 Dream Different Credit Card

Kotak Mahindra Bank

Digital-first free card

cashbackcredit_building

cardDetail.annualFee

cardDetail.free

cardDetail.topRate

5%

AU Small Finance BankClassic

AU Altura Credit Card

•••• •••• •••• 4242

Quick facts

AU Altura Credit Card

Top reward2% cashback
Annual feeLifetime Free
Min income₹15,000/mo

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🌱First Card / Entry

AU Altura Credit Card

AU Small Finance Bank

Tier 2/3 friendly

lifetime freetier 2 3easy approval

cardDetail.annualFee

cardDetail.free

cardDetail.topRate

2% cashback

Axis BankClassic

Axis Bank Neo Credit Card

•••• •••• •••• 4242

Quick facts

Axis Bank Neo Credit Card

Top reward10% off
Annual feeLifetime Free
Min income₹15,000/mo

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🌱First Card / Entry

Axis Bank Neo Credit Card

Axis Bank

First card friendly

lifetime freefirst cardstudent friendly

cardDetail.annualFee

cardDetail.free

cardDetail.topRate

10% off

cardDetail.quizCta

Approval estimate based on public eligibility criteria. Indicative only. Not a guarantee of approval.