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HDFC BankPlatinum

HDFC Regalia Gold

•••• •••• •••• 4242

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Quick facts

HDFC Regalia Gold

Top reward4 RP/₹150
Annual fee₹2,500
Min income₹50,000/mo

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🛋️Lounge & Premium
HDFC Bank · Platinum cardDetail.tierSuffix

HDFC Regalia Gold

Premium all-rounder

Balanced rewards with lounge access.

cardDetail.keyBenefits

💳

4 RP per ₹150

🎁

Domestic lounge

Travel vouchers

cardDetail.annualFee

₹2,500

cardDetail.topRate

4 RP/₹150

cardDetail.minIncome

₹50,000cardDetail.perMonth

cardDetail.effReturn

0.86%

cardDetail.realisticNetValue: ₹4,120cardDetail.perYear

cardDetail.afterFeeForex. cardDetail.basedOnSpend

cardDetail.usersMatchedVerified

cardDetail.commissionNote

cardDetail.transparencyTitle

cardDetail.transparency1

cardDetail.transparency2

cardDetail.transparency3

cardDetail.calcTitle

cardDetail.calcSubtitle

cardDetail.calcGross

₹6,980

cardDetail.calcGrossSub

cardDetail.calcCosts

₹2,860

cardDetail.calcCostsSub

cardDetail.calcNet

₹4,120

cardDetail.calcNetSub

cardDetail.calcBreakdown

All other eligible spends

cardDetail.calcSpendMo

₹4,480cardDetail.perYear

₹373.33cardDetail.perMonth

1067 pts × ₹0.35 = ₹373.33/mo1067 pts/mo @ ₹0.35/pt

cardDetail.calcFeeWaiverYes cardDetail.calcFeeWaiverYesBody

cardDetail.calcDisclaimer

cardDetail.pointsTitle

cardDetail.pointsSubtitle

all4 pts per ₹150 spend

cardDetail.pointsSpend

₹10,000

cardDetail.pointsEarn

267 pts

cardDetail.pointsWorth

₹93.33

cardDetail.pointsPerPoint

cardDetail.pointsRedemptionTitle cardDetail.pointsRedemptionBodycardDetail.pointsExpire

🛋️Lounge & Premium

Airport lounge, golf, concierge perks

cardDetail.rewardsStructure

cardDetail.rewardsSource

All spends

1 RP ≈ ₹0.35

4 RP/₹150

Lounge

12 domestic/year

Milestone

₹5K voucher on ₹5L spend

cardDetail.rewardsExcluded

EMIFuelRentWallet

cardDetail.rewardsFeeWaiver

cardDetail.rewardsFeeWaiverValue

cardDetail.rewardsLounge

12 domestic visits/year

cardDetail.rewardsBestFor

  • Balanced premium users
  • ₹50K+ income
  • Travel + dining

cardDetail.feesTitle

cardDetail.feesSubtitle

cardDetail.feesJoining

cardDetail.feesFirstYear

₹2,500

cardDetail.feesAnnual

cardDetail.feesWaiverSpend

₹2,500

cardDetail.feesForex

cardDetail.feesForexPct

cardDetail.feesFinance

cardDetail.feesFinanceIn

cardDetail.feesLate

cardDetail.feesLateIn

cardDetail.feesRedemption

cardDetail.feesRedemptionIn

cardDetail.feesNetMath

cardDetail.feesGross+ ₹4,480
cardDetail.feesSignup+ ₹2,500
cardDetail.feesAnnualLine− ₹2,500
cardDetail.feesForexLine− ₹360
cardDetail.feesNet₹4,120

cardDetail.eligibilityTitle

cardDetail.eligibilitySubtitle

cardDetail.eligibilityAgecardDetail.eligibilityAgeValue
cardDetail.eligibilitySalaried₹50,000cardDetail.perMonth
cardDetail.eligibilitySelf₹12,00,000cardDetail.eligibilityPerYear
cardDetail.eligibilityEmploymentsalaried, self employed
cardDetail.eligibilityCreditcardDetail.eligibilityCreditMonths
cardDetail.eligibilityBureaucardDetail.eligibilityBureauValue
cardDetail.eligibilitySecuredcardDetail.eligibilitySecuredNo
cardDetail.eligibilityTierPlatinum — cardDetail.tierPlatinum

cardDetail.eligibilityDisclaimer cardDetail.eligibilityDisclaimerBody

cardDetail.faqTitle

cardDetail.faqEarnQ+

cardDetail.faqEarnA

cardDetail.faqIncomeQ+

cardDetail.faqIncomeA

cardDetail.faqExclusionsQ+

EMI, Fuel, Rent, Wallet.

cardDetail.faqBureauQ+

cardDetail.faqBureauA

cardDetail.faqWaiverQ+

cardDetail.faqWaiverA

Approval estimate based on public eligibility criteria. Indicative only. Not a guarantee of approval.