Kotak Mahindra BankGold

811 Dream Different Credit Card

•••• •••• •••• 4242

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Quick facts

811 Dream Different Credit Card

Top reward5%

Annual feeLifetime Free

Min income₹20,000/mo

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🌱First Card / Entry

Kotak Mahindra Bank · Gold cardDetail.tierSuffix

811 Dream Different Credit Card

Digital-first free card

Good starter card via Kotak 811 app journey.

cardDetail.keyBenefits

💳

Lifetime free

🎁

Cashback on online spends

⛽

811 digital onboarding

cardDetail.annualFee

cardDetail.free

cardDetail.topRate

cardDetail.minIncome

₹20,000cardDetail.perMonth

cardDetail.effReturn

0.79%

cardDetail.realisticNetValue: ₹3,770cardDetail.perYear

cardDetail.afterFeeForex. cardDetail.basedOnSpend

cardDetail.usersMatchedVerified

cardDetail.commissionNote

cardDetail.transparencyTitle

cardDetail.transparency1

cardDetail.transparency2

cardDetail.transparency3

cardDetail.calcTitle

cardDetail.calcSubtitle

cardDetail.calcGross

₹4,400

cardDetail.calcGrossSub

cardDetail.calcCosts

₹630

cardDetail.calcCostsSub

cardDetail.calcNet

₹3,770

cardDetail.calcNetSub

cardDetail.calcBreakdown

Online shopping

cardDetail.calcSpendMo

₹300cardDetail.perYear

₹25cardDetail.perMonth

₹500 × 5% = ₹25/mocardDetail.calcCapHit

All other eligible spends

cardDetail.calcSpendMo

₹3,600cardDetail.perYear

₹300cardDetail.perMonth

₹30,000 × 1% = ₹300/mo

cardDetail.calcDisclaimer

🌱First Card / Entry

Low income threshold, easy approval

cardDetail.rewardsStructure

cardDetail.rewardsSource

online shopping

cardDetail.rewardsCap

cardDetail.rewardsExamplecardDetail.rewardsMaxCap

all

cardDetail.rewardsExample

cardDetail.rewardsExcluded

EMIRentWallet loads

cardDetail.rewardsBestFor

→ Digital-first free card

cardDetail.feesTitle

cardDetail.feesSubtitle

cardDetail.feesJoining

cardDetail.feesLifetimeFree

₹0

cardDetail.feesAnnual

cardDetail.feesNoRenewal

₹0

cardDetail.feesForex

cardDetail.feesForexPct

cardDetail.feesFinance

cardDetail.feesFinanceIn

cardDetail.feesLate

cardDetail.feesLateIn

cardDetail.feesRedemption

cardDetail.feesRedemptionIn

cardDetail.feesNetMath

cardDetail.feesGross+ ₹3,900

cardDetail.feesSignup+ ₹500

cardDetail.feesAnnualLine− ₹0

cardDetail.feesForexLine− ₹630

cardDetail.feesNet₹3,770

cardDetail.eligibilityTitle

cardDetail.eligibilitySubtitle

cardDetail.eligibilityAgecardDetail.eligibilityAgeValue

cardDetail.eligibilitySalaried₹20,000cardDetail.perMonth

cardDetail.eligibilitySelf₹2,40,000cardDetail.eligibilityPerYear

cardDetail.eligibilityEmploymentsalaried, self employed

cardDetail.eligibilityCreditcardDetail.eligibilityCreditNone

cardDetail.eligibilityBureaucardDetail.eligibilityBureauValue

cardDetail.eligibilitySecuredcardDetail.eligibilitySecuredNo

cardDetail.eligibilityTierGold — cardDetail.tierGold

cardDetail.eligibilityDisclaimer cardDetail.eligibilityDisclaimerBody

cardDetail.faqTitle

cardDetail.faqEarnQ+

cardDetail.faqEarnA

cardDetail.faqIncomeQ+

cardDetail.faqIncomeA

cardDetail.faqExclusionsQ+

EMI, Rent, Wallet loads.

cardDetail.faqBureauQ+

cardDetail.faqBureauA

cardDetail.similarCards

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•••• •••• •••• 4242

Quick facts

AU Altura Credit Card

Top reward2% cashback

Annual feeLifetime Free

Min income₹15,000/mo

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🌱First Card / Entry

AU Altura Credit Card

AU Small Finance Bank

Tier 2/3 friendly

lifetime freetier 2 3easy approval

cardDetail.annualFee

cardDetail.free

cardDetail.topRate

2% cashback

American ExpressGold

American Express Gold Card

•••• •••• •••• 4242

Quick facts

American Express Gold Card

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American Express Gold Card

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Dining & travel rewards

travelcashback

cardDetail.annualFee

₹4,500

cardDetail.topRate

Axis BankGold

Axis Bank ACE Credit Card

•••• •••• •••• 4242

Quick facts

Axis Bank ACE Credit Card

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Axis Bank ACE Credit Card

Axis Bank

Bill pay champion

utilitiesswiggygoogle pay

cardDetail.annualFee

₹499

cardDetail.topRate

cardDetail.quizCta

Approval estimate based on public eligibility criteria. Indicative only. Not a guarantee of approval.