See it in your hand — tilt, flip & embossed details

UOBPlatinum

UOB PRVI Miles Card

•••• •••• •••• 4242

Tap to flip

Quick facts

UOB PRVI Miles Card

Top reward1.4 miles/S$1

Annual fee$256

Min income$80,000/mo

Tap to flip back

✈️Travel & Miles

UOB · Platinum tier

UOB PRVI Miles Card

High earn rate for frequent international travellers.

Key Benefits

Lounge: Complimentary lounge access at select airports — No minimum spend required for lounge accessAll spends: 1.4 miles/S$1Best for: High-income travellers

Realistic net value (moderate user)

$411/year

Annual fee

$256

Issuer headline rate: 1.4 miles/S$1 — see calculator for caps

After $256 fee & $39 forex. Based on $2,400/mo spend.

Age 21–65From $80,000/mo incomeUnsecured

Not your spend profile? Customize in the calculator →

12,400 users matched · Verified 2026-06-12

Zero sales calls. Ever.

On the bank's site: You'll apply on the bank's website. They may ask for contact details and follow up on your application.

We earn commission if approved — at no cost to you.

Our transparency commitment

✓ Reward caps shown in absolute S$ — not just "5% cashback"

✓ Exclusions listed upfront — fuel, EMI, rent, wallet

✓ Point conversions with conservative S$/point rates

Rates, fees, and eligibility notes are sourced from public issuer information and may contain errors. Always verify on the bank's website before applying.

All Benefits

Rewards, lounge rules, fee perks, and extras — sourced from public issuer information.

Lounge: Complimentary lounge access at select airports — No minimum spend required for lounge access
All spends: 1.4 miles/S$1
1.4 miles per S$
Travel insurance
Best for: High-income travellers

Source: Issuer public T&Cs (Singapore, verified Jun 2026)

✈️Travel & Miles

Flights, hotels, zero forex options

Reward Structure

Source: Issuer public T&Cs (Singapore, verified Jun 2026)

All spends

1.4 miles/S$1

Excluded categories (no rewards)

InsuranceGovernment paymentsBalance transfers

Lounge access

Complimentary lounge access at select airports

Spend criteria: No minimum spend required for lounge access

What You Actually Earn (in S$)

Absolute SGD estimates based on your spends. Caps and exclusions applied — no marketing fluff.

Gross rewards / year

$706

Before fees & forex

Costs / year

$295

Fee $256 + forex $39

Net value / year

$411

1.43% effective return on spend

Points earned (all categories)

≈ 2,940 pts/mo (35,280 pts/yr) before caps · at $0.02/pt that's ~$58.80/mo (~$705.60/yr) in reward value

Category-wise breakdown

Travel & flights

Spend $300/mo · 1.4 pts per $1 spend

$100.80/year

$8.40/mo

$300 → 420 pts/mo × $0.02/pt = $8.40/mo

420 pts/mo (5,040 pts/yr) × $0.02/pt → $8.40/mo

All other eligible spends

Spend $1,800/mo · 1.4 pts per $1 spend

$604.80/year

$50.40/mo

$1,800 → 2,520 pts/mo × $0.02/pt = $50.40/mo

2,520 pts/mo (30,240 pts/yr) × $0.02/pt → $50.40/mo

Estimates assume eligible spends only (exclusions per issuer T&Cs apply). Point values use typical redemption rates — actual value varies by redemption choice. Bank approval and reward crediting is at issuer discretion.

Formulas and assumptions: How we calculate NAV

Best for

→High-income travellers

Points → SGD Conversion Guide

Marketing says "10X points" — here's what that actually means in your pocket.

travel — 1.4 pts per $1 spend

You spend

$500

→

You earn

700 pts

Worth ≈

$14

@ $0.02/point

all — 1.4 pts per $1 spend

You spend

$500

→

You earn

700 pts

Worth ≈

$14

@ $0.02/point

Redemption reality: Point value varies — cashback redemption is typically lower than travel partner transfers. We use a conservative $0.02/pt in calculations.

Still deciding? Compare side-by-side or get a personalized shortlist.

Fees & Charges — Full Disclosure

All amounts in SGD. Everything that can reduce your net value.

Joining fee

Charged in first year

$256

Annual / renewal fee

Charged every year unless waived

$256

Forex markup

3.25% on international transactions

Finance charges

≈3.5–3.75% per month (42–45% p.a.) if you revolve balance — pay in full to avoid

Late payment fee

Typically S$50–S$100 depending on balance — always pay on time

Reward redemption fee

Usually S$0 for cashback cards; points cards may have S$2+ redemption fee

Example: moderate user net math

Gross rewards+ $706

Annual fee− $256

Forex cost− $39

Net annual value$411

Formulas and assumptions: How we calculate NAV

Eligibility Snapshot

Public criteria from Issuer public T&Cs (Singapore, verified Jun 2026). Bank makes final decision.

Minimum age21–65 years

Min income (salaried)$80,000/mo

Min income (self-employed)$80,000/year

Employment acceptedsalaried, self employed

Credit historyNo minimum stated

CBS checkBank checks at application — CardHungry never pulls your score

Secured optionUnsecured card only

Card tierPlatinum — premium benefits tier

Important: These are indicative eligibility bands from issuer websites. Actual approval depends on the bank's internal score, existing relationship, and current portfolio policy. CardHungry shows bands, not guarantees.

FAQ

How much can I actually earn with UOB PRVI Miles Card?+

At moderate spend ($2,400/mo), gross rewards are about $706/year. After the $256 annual fee, net value is approximately $411/year. Use the calculator above to model your own spends.

What is the minimum income for UOB PRVI Miles Card?+

$80,000/month for salaried applicants (indicative — bank decides).

What spends do NOT earn rewards?+

Insurance, Government payments, Balance transfers.

Does CardHungry pull my CBS score?+

No. We use public eligibility criteria only. The bank will check CBS when you apply.