Which card has the lower annual fee?

KBank Secured Card has a ฿0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

KBank Secured Card leads with an estimated ฿750/yr net annual value on moderate spend.

Which card has the lower income requirement?

BBL Platinum Leader lists a minimum monthly income of ฿30,000.

Which cards are secured (FD-backed)?

KBank Secured Card is secured — useful for thin credit files without a bureau pull at application.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Bangkok Bank M PRESTIGE vs BBL Platinum Leader vs KBank Secured Card

Honest side-by-side comparison of Bangkok Bank M PRESTIGE, BBL Platinum Leader, KBank Secured Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, KBank Secured Card ranks first for estimated net annual value — ahead of BBL Platinum Leader by about ฿1,010/yr.

Bangkok Bank M PRESTIGE vs BBL Platinum Leader vs KBank Secured Card comparison table
Feature	Bangkok Bank M PRESTIGE Bangkok Bank	BBL Platinum Leader Bangkok Bank	KBank Secured Card KBank
Annual fee	฿4,500	฿2,990	฿0
Min income (monthly)	฿40,000	฿30,000	Not stated
Top reward rate	5%	2%	0.5% cashback
Net annual value (moderate spend)	-฿600/yr	-฿260/yr	฿750/yr
Secured / FD-backed	No	No	Yes
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: KBank Secured Card has a ฿0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: KBank Secured Card leads with an estimated ฿750/yr net annual value on moderate spend.
Which card has the lower income requirement?: BBL Platinum Leader lists a minimum monthly income of ฿30,000.
Which cards are secured (FD-backed)?: KBank Secured Card is secured — useful for thin credit files without a bureau pull at application.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

Card 2

Card 3

Your adjusted comparison

Feature	Bangkok BankPlatinum Bangkok Bank M PRESTIGE •••• •••• •••• 4242 Quick facts Bangkok Bank M PRESTIGE Top reward5% Annual fee฿4,500 Min income฿40,000/mo Tap to flip back Bangkok Bank M PRESTIGE Bangkok Bank	Bangkok BankPlatinum BBL Platinum Leader •••• •••• •••• 4242 Quick facts BBL Platinum Leader Top reward2% Annual fee฿2,990 Min income฿30,000/mo Tap to flip back BBL Platinum Leader Bangkok Bank	KBankClassic KBank Secured Card •••• •••• •••• 4242 Quick facts KBank Secured Card Top reward0.5% cashback Annual feeLifetime Free Tap to flip back KBank Secured Card KBank
Annual fee	฿4,500	฿2,990	฿0
Min income	฿40,000	฿30,000	Not stated
Top reward rate	5%	2%	0.5% cashback
Net value (moderate)	-฿600/yr	-฿260/yr	฿750/yr
Secured / no bureau	Standard	Standard	FD-backed
Signup bonus	—	—	—

Bangkok Bank M PRESTIGE details →BBL Platinum Leader details →KBank Secured Card details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More Bangkok Bank M PRESTIGE comparisons