Side-by-side · honest numbers
Bangkok Bank M PRESTIGE vs Krungsri HP Platinum vs Krungsri Lady
Honest side-by-side comparison of Bangkok Bank M PRESTIGE, Krungsri HP Platinum, Krungsri Lady — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, Krungsri Lady ranks first for estimated net annual value — ahead of Krungsri HP Platinum by about ฿1,900/yr.
| Feature | Bangkok Bank M PRESTIGE Bangkok Bank | Krungsri HP Platinum Krungsri | Krungsri Lady Krungsri |
|---|---|---|---|
| Annual fee | ฿4,500 | ฿1,990 | ฿990 |
| Min income (monthly) | ฿40,000 | ฿25,000 | ฿18,000 |
| Top reward rate | 5% | 5% | 5% |
| Net annual value (moderate spend) | -฿600/yr | ฿560/yr | ฿2,460/yr |
| Secured / FD-backed | No | No | No |
| Signup bonus | — | — | ฿300 |
Frequently asked questions
- Which card has the lower annual fee?
- Krungsri Lady has the lowest annual fee at ฿990.
- Which card earns more on moderate spend?
- Krungsri Lady leads with an estimated ฿2,460/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- Krungsri Lady lists a minimum monthly income of ฿18,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
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Your adjusted comparison
| Feature | Bangkok BankPlatinum Bangkok Bank M PRESTIGE •••• •••• •••• 4242 Quick facts Bangkok Bank M PRESTIGE Top reward5% Annual fee฿4,500 Min income฿40,000/mo Tap to flip back Bangkok Bank M PRESTIGE Bangkok Bank | KrungsriPlatinum Krungsri HP Platinum •••• •••• •••• 4242 Quick facts Krungsri HP Platinum Top reward5% Annual fee฿1,990 Min income฿25,000/mo Tap to flip back Krungsri HP Platinum Krungsri | KrungsriGold Krungsri Lady •••• •••• •••• 4242 Quick facts Krungsri Lady Top reward5% Annual fee฿990 Min income฿18,000/mo Tap to flip back Krungsri Lady Krungsri |
|---|---|---|---|
| Annual fee | ฿4,500 | ฿1,990 | ฿990 |
| Min income | ฿40,000 | ฿25,000 | ฿18,000 |
| Top reward rate | 5% | 5% | 5% |
| Net value (moderate) | -฿600/yr | ฿560/yr | ฿2,460/yr |
| Secured / no bureau | Standard | Standard | Standard |
| Signup bonus | — | — | ฿300 |
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