Which card has the lower annual fee?

BBL Platinum Leader has the lowest annual fee at ฿2,990.

Which card earns more on moderate spend?

BBL Platinum Leader leads with an estimated -฿260/yr net annual value on moderate spend.

Which card has the lower income requirement?

BBL Platinum Leader lists a minimum monthly income of ฿30,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

BBL Platinum Leader vs HSBC Premier World Mastercard vs Standard Chartered Journey

Honest side-by-side comparison of BBL Platinum Leader, HSBC Premier World Mastercard, Standard Chartered Journey — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, BBL Platinum Leader ranks first for estimated net annual value — ahead of Standard Chartered Journey by about ฿120/yr.

BBL Platinum Leader vs HSBC Premier World Mastercard vs Standard Chartered Journey comparison table
Feature	BBL Platinum Leader Bangkok Bank	HSBC Premier World Mastercard HSBC	Standard Chartered Journey Standard Chartered
Annual fee	฿2,990	฿4,500	฿3,500
Min income (monthly)	฿30,000	฿40,000	฿30,000
Top reward rate	2%	3%	3%
Net annual value (moderate spend)	-฿260/yr	-฿2,190/yr	-฿380/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: BBL Platinum Leader has the lowest annual fee at ฿2,990.
Which card earns more on moderate spend?: BBL Platinum Leader leads with an estimated -฿260/yr net annual value on moderate spend.
Which card has the lower income requirement?: BBL Platinum Leader lists a minimum monthly income of ฿30,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

Card 2

Card 3

Your adjusted comparison

Feature	Bangkok BankPlatinum BBL Platinum Leader •••• •••• •••• 4242 Quick facts BBL Platinum Leader Top reward2% Annual fee฿2,990 Min income฿30,000/mo Tap to flip back BBL Platinum Leader Bangkok Bank	HSBCPlatinum HSBC Premier World Mastercard •••• •••• •••• 4242 Quick facts HSBC Premier World Mastercard Top reward3% Annual fee฿4,500 Min income฿40,000/mo Tap to flip back HSBC Premier World Mastercard HSBC	Standard CharteredPlatinum Standard Chartered Journey •••• •••• •••• 4242 Quick facts Standard Chartered Journey Top reward3% Annual fee฿3,500 Min income฿30,000/mo Tap to flip back Standard Chartered Journey Standard Chartered
Annual fee	฿2,990	฿4,500	฿3,500
Min income	฿30,000	฿40,000	฿30,000
Top reward rate	2%	3%	3%
Net value (moderate)	-฿260/yr	-฿2,190/yr	-฿380/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	—

BBL Platinum Leader details →HSBC Premier World Mastercard details →Standard Chartered Journey details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More BBL Platinum Leader comparisons