Side-by-side · honest numbers
BBL Platinum Leader vs KBank World Rewards Mastercard vs Standard Chartered Journey
Honest side-by-side comparison of BBL Platinum Leader, KBank World Rewards Mastercard, Standard Chartered Journey — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, KBank World Rewards Mastercard ranks first for estimated net annual value — ahead of BBL Platinum Leader by about ฿1,180/yr.
| Feature | BBL Platinum Leader Bangkok Bank | KBank World Rewards Mastercard KBank | Standard Chartered Journey Standard Chartered |
|---|---|---|---|
| Annual fee | ฿2,990 | ฿2,500 | ฿3,500 |
| Min income (monthly) | ฿30,000 | ฿30,000 | ฿30,000 |
| Top reward rate | 2% | 3% | 3% |
| Net annual value (moderate spend) | -฿260/yr | ฿920/yr | -฿380/yr |
| Secured / FD-backed | No | No | No |
| Signup bonus | — | — | — |
Frequently asked questions
- Which card has the lower annual fee?
- KBank World Rewards Mastercard has the lowest annual fee at ฿2,500.
- Which card earns more on moderate spend?
- KBank World Rewards Mastercard leads with an estimated ฿920/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- BBL Platinum Leader lists a minimum monthly income of ฿30,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
Customize your spend
Change spend profile or swap cards — results update live below.
Your adjusted comparison
| Feature | Bangkok BankPlatinum BBL Platinum Leader •••• •••• •••• 4242 Quick facts BBL Platinum Leader Top reward2% Annual fee฿2,990 Min income฿30,000/mo Tap to flip back BBL Platinum Leader Bangkok Bank | KBankPlatinum KBank World Rewards Mastercard •••• •••• •••• 4242 Quick facts KBank World Rewards Mastercard Top reward3% Annual fee฿2,500 Min income฿30,000/mo Tap to flip back KBank World Rewards Mastercard KBank | Standard CharteredPlatinum Standard Chartered Journey •••• •••• •••• 4242 Quick facts Standard Chartered Journey Top reward3% Annual fee฿3,500 Min income฿30,000/mo Tap to flip back Standard Chartered Journey Standard Chartered |
|---|---|---|---|
| Annual fee | ฿2,990 | ฿2,500 | ฿3,500 |
| Min income | ฿30,000 | ฿30,000 | ฿30,000 |
| Top reward rate | 2% | 3% | 3% |
| Net value (moderate) | -฿260/yr | ฿920/yr | -฿380/yr |
| Secured / no bureau | Standard | Standard | Standard |
| Signup bonus | — | — | — |
More BBL Platinum Leader comparisons
- BBL Platinum Leader vs Bangkok Bank Be Smart
- BBL Platinum Leader vs Bangkok Bank M PRESTIGE
- BBL Platinum Leader vs Bangkok Bank Platinum
- BBL Platinum Leader vs Citi PremierMiles
- BBL Platinum Leader vs Citibank Rewards
- BBL Platinum Leader vs HSBC Advance Credit Card
- BBL Platinum Leader vs HSBC Premier World Mastercard
- BBL Platinum Leader vs KBank Makro Platinum
- BBL Platinum Leader vs KBank Platinum Plus
- BBL Platinum Leader vs KBank Prestige
- BBL Platinum Leader vs KBank Rabbit LINE Pay
- BBL Platinum Leader vs KBank Secured Card