Which card has the lower annual fee?

BBL Platinum Leader has the lowest annual fee at ฿2,990.

Which card earns more on moderate spend?

BBL Platinum Leader leads with an estimated -฿260/yr net annual value on moderate spend.

Which card has the lower income requirement?

BBL Platinum Leader lists a minimum monthly income of ฿30,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

BBL Platinum Leader vs Standard Chartered Journey vs SCB Private Banking Infinite

Honest side-by-side comparison of BBL Platinum Leader, Standard Chartered Journey, SCB Private Banking Infinite — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, BBL Platinum Leader ranks first for estimated net annual value — ahead of Standard Chartered Journey by about ฿120/yr.

BBL Platinum Leader vs Standard Chartered Journey vs SCB Private Banking Infinite comparison table
Feature	BBL Platinum Leader Bangkok Bank	Standard Chartered Journey Standard Chartered	SCB Private Banking Infinite SCB
Annual fee	฿2,990	฿3,500	฿20,000
Min income (monthly)	฿30,000	฿30,000	฿150,000
Top reward rate	2%	3%	5%
Net annual value (moderate spend)	-฿260/yr	-฿380/yr	-฿13,700/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: BBL Platinum Leader has the lowest annual fee at ฿2,990.
Which card earns more on moderate spend?: BBL Platinum Leader leads with an estimated -฿260/yr net annual value on moderate spend.
Which card has the lower income requirement?: BBL Platinum Leader lists a minimum monthly income of ฿30,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	Bangkok BankPlatinum BBL Platinum Leader •••• •••• •••• 4242 Quick facts BBL Platinum Leader Top reward2% Annual fee฿2,990 Min income฿30,000/mo Tap to flip back BBL Platinum Leader Bangkok Bank	Standard CharteredPlatinum Standard Chartered Journey •••• •••• •••• 4242 Quick facts Standard Chartered Journey Top reward3% Annual fee฿3,500 Min income฿30,000/mo Tap to flip back Standard Chartered Journey Standard Chartered	SCBMetal SCB Private Banking Infinite •••• •••• •••• 4242 Quick facts SCB Private Banking Infinite Top reward5% Annual fee฿20,000 Min income฿150,000/mo Tap to flip back SCB Private Banking Infinite SCB
Annual fee	฿2,990	฿3,500	฿20,000
Min income	฿30,000	฿30,000	฿150,000
Top reward rate	2%	3%	5%
Net value (moderate)	-฿260/yr	-฿380/yr	-฿13,700/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	—

BBL Platinum Leader details →Standard Chartered Journey details →SCB Private Banking Infinite details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More BBL Platinum Leader comparisons