Side-by-side · honest numbers
Bangkok Bank Platinum vs KBank Platinum Plus vs SCB Ultra Platinum
Honest side-by-side comparison of Bangkok Bank Platinum, KBank Platinum Plus, SCB Ultra Platinum — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, KBank Platinum Plus ranks first for estimated net annual value — ahead of SCB Ultra Platinum by about ฿1,120/yr.
| Feature | Bangkok Bank Platinum Bangkok Bank | KBank Platinum Plus KBank | SCB Ultra Platinum SCB |
|---|---|---|---|
| Annual fee | ฿4,500 | ฿2,999 | ฿6,999 |
| Min income (monthly) | ฿40,000 | ฿35,000 | ฿80,000 |
| Top reward rate | 2% | 3% | 4% |
| Net annual value (moderate spend) | -฿1,950/yr | ฿31/yr | -฿1,089/yr |
| Secured / FD-backed | No | No | No |
| Signup bonus | — | — | — |
Frequently asked questions
- Which card has the lower annual fee?
- KBank Platinum Plus has the lowest annual fee at ฿2,999.
- Which card earns more on moderate spend?
- KBank Platinum Plus leads with an estimated ฿31/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- KBank Platinum Plus lists a minimum monthly income of ฿35,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
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Your adjusted comparison
| Feature | Bangkok BankPlatinum Bangkok Bank Platinum •••• •••• •••• 4242 Quick facts Bangkok Bank Platinum Top reward2% Annual fee฿4,500 Min income฿40,000/mo Tap to flip back Bangkok Bank Platinum Bangkok Bank | KBankPlatinum KBank Platinum Plus •••• •••• •••• 4242 Quick facts KBank Platinum Plus Top reward3% Annual fee฿2,999 Min income฿35,000/mo Tap to flip back KBank Platinum Plus KBank | SCBPlatinum SCB Ultra Platinum •••• •••• •••• 4242 Quick facts SCB Ultra Platinum Top reward4% Annual fee฿6,999 Min income฿80,000/mo Tap to flip back SCB Ultra Platinum SCB |
|---|---|---|---|
| Annual fee | ฿4,500 | ฿2,999 | ฿6,999 |
| Min income | ฿40,000 | ฿35,000 | ฿80,000 |
| Top reward rate | 2% | 3% | 4% |
| Net value (moderate) | -฿1,950/yr | ฿31/yr | -฿1,089/yr |
| Secured / no bureau | Standard | Standard | Standard |
| Signup bonus | — | — | — |
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