Which card has the lower annual fee?

Bangkok Bank Platinum has the lowest annual fee at ฿4,500.

Which card earns more on moderate spend?

SCB Prime leads with an estimated -฿1,879/yr net annual value on moderate spend.

Which card has the lower income requirement?

Bangkok Bank Platinum lists a minimum monthly income of ฿40,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Bangkok Bank Platinum vs SCB Prime vs ttb reserve infinite

Honest side-by-side comparison of Bangkok Bank Platinum, SCB Prime, ttb reserve infinite — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, SCB Prime ranks first for estimated net annual value — ahead of Bangkok Bank Platinum by about ฿71/yr.

Bangkok Bank Platinum vs SCB Prime vs ttb reserve infinite comparison table
Feature	Bangkok Bank Platinum Bangkok Bank	SCB Prime SCB	ttb reserve infinite ttb
Annual fee	฿4,500	฿4,999	฿16,900
Min income (monthly)	฿40,000	฿50,000	฿100,000
Top reward rate	2%	3%	5% cashback
Net annual value (moderate spend)	-฿1,950/yr	-฿1,879/yr	-฿10,600/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: Bangkok Bank Platinum has the lowest annual fee at ฿4,500.
Which card earns more on moderate spend?: SCB Prime leads with an estimated -฿1,879/yr net annual value on moderate spend.
Which card has the lower income requirement?: Bangkok Bank Platinum lists a minimum monthly income of ฿40,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	Bangkok BankPlatinum Bangkok Bank Platinum •••• •••• •••• 4242 Quick facts Bangkok Bank Platinum Top reward2% Annual fee฿4,500 Min income฿40,000/mo Tap to flip back Bangkok Bank Platinum Bangkok Bank	SCBPlatinum SCB Prime •••• •••• •••• 4242 Quick facts SCB Prime Top reward3% Annual fee฿4,999 Min income฿50,000/mo Tap to flip back SCB Prime SCB	ttbMetal ttb reserve infinite •••• •••• •••• 4242 Quick facts ttb reserve infinite Top reward5% cashback Annual fee฿16,900 Min income฿100,000/mo Tap to flip back ttb reserve infinite ttb
Annual fee	฿4,500	฿4,999	฿16,900
Min income	฿40,000	฿50,000	฿100,000
Top reward rate	2%	3%	5% cashback
Net value (moderate)	-฿1,950/yr	-฿1,879/yr	-฿10,600/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	—

Bangkok Bank Platinum details →SCB Prime details →ttb reserve infinite details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More Bangkok Bank Platinum comparisons