Which card has the lower annual fee?

ttb absolute has the lowest annual fee at ฿3,500.

Which card earns more on moderate spend?

ttb absolute leads with an estimated -฿575/yr net annual value on moderate spend.

Which card has the lower income requirement?

Citi PremierMiles lists a minimum monthly income of ฿35,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Citi PremierMiles vs KBank Prestige vs ttb absolute

Honest side-by-side comparison of Citi PremierMiles, KBank Prestige, ttb absolute — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, ttb absolute ranks first for estimated net annual value — ahead of KBank Prestige by about ฿714/yr.

Citi PremierMiles vs KBank Prestige vs ttb absolute comparison table
Feature	Citi PremierMiles Citibank	KBank Prestige KBank	ttb absolute ttb
Annual fee	฿3,990	฿5,999	฿3,500
Min income (monthly)	฿35,000	฿60,000	฿35,000
Top reward rate	4 miles/฿25	4%	2.5%
Net annual value (moderate spend)	-฿3,648/yr	-฿1,289/yr	-฿575/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: ttb absolute has the lowest annual fee at ฿3,500.
Which card earns more on moderate spend?: ttb absolute leads with an estimated -฿575/yr net annual value on moderate spend.
Which card has the lower income requirement?: Citi PremierMiles lists a minimum monthly income of ฿35,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	CitibankPlatinum Citi PremierMiles •••• •••• •••• 4242 Quick facts Citi PremierMiles Top reward4 miles/฿25 Annual fee฿3,990 Min income฿35,000/mo Tap to flip back Citi PremierMiles Citibank	KBankPlatinum KBank Prestige •••• •••• •••• 4242 Quick facts KBank Prestige Top reward4% Annual fee฿5,999 Min income฿60,000/mo Tap to flip back KBank Prestige KBank	ttbPlatinum ttb absolute •••• •••• •••• 4242 Quick facts ttb absolute Top reward2.5% Annual fee฿3,500 Min income฿35,000/mo Tap to flip back ttb absolute ttb
Annual fee	฿3,990	฿5,999	฿3,500
Min income	฿35,000	฿60,000	฿35,000
Top reward rate	4 miles/฿25	4%	2.5%
Net value (moderate)	-฿3,648/yr	-฿1,289/yr	-฿575/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	—

Citi PremierMiles details →KBank Prestige details →ttb absolute details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More Citi PremierMiles comparisons