Side-by-side · honest numbers
HSBC Advance Credit Card vs KBank World Rewards Mastercard vs SCB Ultra Platinum
Honest side-by-side comparison of HSBC Advance Credit Card, KBank World Rewards Mastercard, SCB Ultra Platinum — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, KBank World Rewards Mastercard ranks first for estimated net annual value — ahead of SCB Ultra Platinum by about ฿2,009/yr.
| Feature | HSBC Advance Credit Card HSBC | KBank World Rewards Mastercard KBank | SCB Ultra Platinum SCB |
|---|---|---|---|
| Annual fee | ฿5,000 | ฿2,500 | ฿6,999 |
| Min income (monthly) | ฿45,000 | ฿30,000 | ฿80,000 |
| Top reward rate | 2% | 3% | 4% |
| Net annual value (moderate spend) | -฿2,330/yr | ฿920/yr | -฿1,089/yr |
| Secured / FD-backed | No | No | No |
| Signup bonus | — | — | — |
Frequently asked questions
- Which card has the lower annual fee?
- KBank World Rewards Mastercard has the lowest annual fee at ฿2,500.
- Which card earns more on moderate spend?
- KBank World Rewards Mastercard leads with an estimated ฿920/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- KBank World Rewards Mastercard lists a minimum monthly income of ฿30,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
Customize your spend
Change spend profile or swap cards — results update live below.
Your adjusted comparison
| Feature | HSBCPlatinum HSBC Advance Credit Card •••• •••• •••• 4242 Quick facts HSBC Advance Credit Card Top reward2% Annual fee฿5,000 Min income฿45,000/mo Tap to flip back HSBC Advance Credit Card HSBC | KBankPlatinum KBank World Rewards Mastercard •••• •••• •••• 4242 Quick facts KBank World Rewards Mastercard Top reward3% Annual fee฿2,500 Min income฿30,000/mo Tap to flip back KBank World Rewards Mastercard KBank | SCBPlatinum SCB Ultra Platinum •••• •••• •••• 4242 Quick facts SCB Ultra Platinum Top reward4% Annual fee฿6,999 Min income฿80,000/mo Tap to flip back SCB Ultra Platinum SCB |
|---|---|---|---|
| Annual fee | ฿5,000 | ฿2,500 | ฿6,999 |
| Min income | ฿45,000 | ฿30,000 | ฿80,000 |
| Top reward rate | 2% | 3% | 4% |
| Net value (moderate) | -฿2,330/yr | ฿920/yr | -฿1,089/yr |
| Secured / no bureau | Standard | Standard | Standard |
| Signup bonus | — | — | — |
More HSBC Advance Credit Card comparisons
- HSBC Advance Credit Card vs BBL Platinum Leader
- HSBC Advance Credit Card vs Bangkok Bank Be Smart
- HSBC Advance Credit Card vs Bangkok Bank M PRESTIGE
- HSBC Advance Credit Card vs Bangkok Bank Platinum
- HSBC Advance Credit Card vs Citi PremierMiles
- HSBC Advance Credit Card vs Citibank Rewards
- HSBC Advance Credit Card vs HSBC Premier World Mastercard
- HSBC Advance Credit Card vs KBank Makro Platinum
- HSBC Advance Credit Card vs KBank Platinum Plus
- HSBC Advance Credit Card vs KBank Prestige
- HSBC Advance Credit Card vs KBank Rabbit LINE Pay
- HSBC Advance Credit Card vs KBank Secured Card