Which card has the lower annual fee?

KBank Rabbit LINE Pay has the lowest annual fee at ฿499.

Which card earns more on moderate spend?

KBank Rabbit LINE Pay leads with an estimated ฿4,051/yr net annual value on moderate spend.

Which card has the lower income requirement?

KBank Rabbit LINE Pay lists a minimum monthly income of ฿15,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

HSBC Premier World Mastercard vs KBank Rabbit LINE Pay

Honest side-by-side comparison of HSBC Premier World Mastercard, KBank Rabbit LINE Pay — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, KBank Rabbit LINE Pay leads HSBC Premier World Mastercard by about ฿6,241/yr in estimated net value.

HSBC Premier World Mastercard vs KBank Rabbit LINE Pay comparison table
Feature	HSBC Premier World Mastercard HSBC	KBank Rabbit LINE Pay KBank
Annual fee	฿4,500	฿499
Min income (monthly)	฿40,000	฿15,000
Top reward rate	3%	Up to 5%
Net annual value (moderate spend)	-฿2,190/yr	฿4,051/yr
Secured / FD-backed	No	No
Signup bonus	—	฿200

Frequently asked questions

Which card has the lower annual fee?: KBank Rabbit LINE Pay has the lowest annual fee at ฿499.
Which card earns more on moderate spend?: KBank Rabbit LINE Pay leads with an estimated ฿4,051/yr net annual value on moderate spend.
Which card has the lower income requirement?: KBank Rabbit LINE Pay lists a minimum monthly income of ฿15,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

Card 2

Card 3

Your adjusted comparison

Feature	HSBCPlatinum HSBC Premier World Mastercard •••• •••• •••• 4242 Quick facts HSBC Premier World Mastercard Top reward3% Annual fee฿4,500 Min income฿40,000/mo Tap to flip back HSBC Premier World Mastercard HSBC	KBankGold KBank Rabbit LINE Pay •••• •••• •••• 4242 Quick facts KBank Rabbit LINE Pay Top rewardUp to 5% Annual fee฿499 Min income฿15,000/mo Tap to flip back KBank Rabbit LINE Pay KBank
Annual fee	฿4,500	฿499
Min income	฿40,000	฿15,000
Top reward rate	3%	Up to 5%
Net value (moderate)	-฿2,190/yr	฿4,051/yr
Secured / no bureau	Standard	Standard
Signup bonus	—	฿200

HSBC Premier World Mastercard details →KBank Rabbit LINE Pay details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More HSBC Premier World Mastercard comparisons