Side-by-side · honest numbers
KBank Titanium Mastercard vs KBank Rabbit LINE Pay
Honest side-by-side comparison of KBank Titanium Mastercard, KBank Rabbit LINE Pay — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
Same spend profile for all cards. How we calculate net annual value
Customize your spend
Change spend profile or swap cards — results update live below.
Spend assumptions
All cards use the same monthly spend profile. Saved spends from the quiz or a card page load automatically.
KBank Titanium Mastercard
KBank
KBank Rabbit LINE Pay
KBank
Your adjusted comparison
| Feature | KBank Titanium Mastercard KBank | KBank Rabbit LINE Pay KBank |
|---|---|---|
| Fees & eligibility | ||
| Annual fee | ฿1,490 | ฿499 |
| Fee waiver threshold | No waiver published | No waiver published |
| Min income | ฿20,000/mo | ฿15,000/mo |
| Secured / FD-backed | Standard | Standard |
| Rewards | ||
| Net annual value (moderate) | ฿148/yr | ฿3,851/yr |
| Online shopping | — | ฿5,000 × 5% = ฿250/mo (฿3,000/yr) · issuer max ฿500/mo |
| Fuel | ฿1,000 × 3% = ฿30/mo (฿360/yr) · cap reached | — |
| Top reward rate | 5% | Up to 5% |
| Primary reward cap | ฿2,000 eligible spend/mo | ฿500 rewards/mo cap |
| Key exclusions | Insurance · Government payments · Cash advance · Bill payment fees | Insurance · Government payments · Cash advance · Bill payment fees |
| Bonuses | ||
| Signup bonus | — | ฿200 |
Stack mode (hold both)
Holding both may not beat using only the better solo card on this spend.
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https://cardhungry.com/th/en/compare/kbank-makro-vs-kbank-rabbit-line-payReference summary
At a glance (moderate spend)
Quick verdict: On moderate spend, KBank Rabbit LINE Pay leads KBank Titanium Mastercard by about ฿3,703/yr in estimated net value.
Spend assumptions for this table
Moderate user spend profile · ฿23,000/mo
฿23,000/month total spend — typical Thailand user
Online ฿5,000 · Groceries ฿4,000 · Dining ฿3,000 · Travel ฿3,000 · Other ฿3,000
| Feature | KBank Titanium Mastercard KBank | KBank Rabbit LINE Pay KBank |
|---|---|---|
| Fees & eligibility | ||
| Annual fee | ฿1,490 | ฿499 |
| Fee waiver threshold | No waiver published | No waiver published |
| Min income | ฿20,000/mo | ฿15,000/mo |
| Secured / FD-backed | Standard | Standard |
| Rewards | ||
| Net annual value (moderate) | ฿148/yr | ฿3,851/yr |
| Online shopping | — | ฿5,000 × 5% = ฿250/mo (฿3,000/yr) · issuer max ฿500/mo |
| Fuel | ฿1,000 × 3% = ฿30/mo (฿360/yr) · cap reached | — |
| Top reward rate | 5% | Up to 5% |
| Primary reward cap | ฿2,000 eligible spend/mo | ฿500 rewards/mo cap |
| Key exclusions | Insurance · Government payments · Cash advance · Bill payment fees | Insurance · Government payments · Cash advance · Bill payment fees |
| Bonuses | ||
| Signup bonus | — | ฿200 |
Frequently asked questions
- Which card has the lower annual fee?
- KBank Rabbit LINE Pay has the lowest annual fee at ฿499.
- Which card earns more on moderate spend?
- KBank Rabbit LINE Pay leads with an estimated ฿3,851/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- KBank Rabbit LINE Pay lists a minimum monthly income of ฿15,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
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