Side-by-side · honest numbers
KBank Platinum Plus vs KBank World Rewards Mastercard vs ttb reserve infinite
Honest side-by-side comparison of KBank Platinum Plus, KBank World Rewards Mastercard, ttb reserve infinite — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, KBank World Rewards Mastercard ranks first for estimated net annual value — ahead of KBank Platinum Plus by about ฿1,249/yr.
| Feature | KBank Platinum Plus KBank | KBank World Rewards Mastercard KBank | ttb reserve infinite ttb |
|---|---|---|---|
| Fees & eligibility | |||
| Annual fee | ฿2,999 | ฿2,500 | ฿16,900 |
| Fee waiver threshold | No waiver published | No waiver published | No waiver published |
| Min income | ฿35,000/mo | ฿30,000/mo | ฿100,000/mo |
| Secured / FD-backed | Standard | Standard | Standard |
| Rewards | |||
| Net annual value (moderate) | -฿329/yr | ฿920/yr | -฿11,470/yr |
| Travel | 3% cashback → ฿90/mo (฿1,080/yr) | — | 5% cashback → ฿150/mo (฿1,800/yr) |
| Top reward rate | 3% | 3% | 5% cashback |
| Primary reward cap | ฿3,000 eligible spend/mo | ฿5,000 rewards/mo cap | ฿15,000 eligible spend/mo |
| Perks & restrictions | |||
| Lounge access | Airport lounge access at select airports · Minimum spend required — see issuer T&Cs for current threshold | None | Priority Pass membership with unlimited visits (issuer T&Cs apply) · No minimum spend required for lounge access |
| Key exclusions | Insurance · Government payments · Cash advance · Bill payment fees | Insurance · Government payments · Cash advance · Bill payment fees | Insurance · Government payments · Cash advance · Bill payment fees |
| Bonuses | |||
| Signup bonus | — | — | — |
Frequently asked questions
- Which card has the lower annual fee?
- KBank World Rewards Mastercard has the lowest annual fee at ฿2,500.
- Which card earns more on moderate spend?
- KBank World Rewards Mastercard leads with an estimated ฿920/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- KBank World Rewards Mastercard lists a minimum monthly income of ฿30,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
Customize your spend
Change spend profile or swap cards — results update live below.
KBank Platinum Plus
KBank
KBank World Rewards Mastercard
KBank
ttb reserve infinite
ttb
Your adjusted comparison
| Feature | KBankPlatinum KBank Platinum Plus •••• •••• •••• 4242 Quick facts KBank Platinum Plus Top reward3% Annual fee฿2,999 Min income฿35,000/mo Tap to flip back KBank Platinum Plus KBank | KBankPlatinum KBank World Rewards Mastercard •••• •••• •••• 4242 Quick facts KBank World Rewards Mastercard Top reward3% Annual fee฿2,500 Min income฿30,000/mo Tap to flip back KBank World Rewards Mastercard KBank | ttbMetal ttb reserve infinite •••• •••• •••• 4242 Quick facts ttb reserve infinite Top reward5% cashback Annual fee฿16,900 Min income฿100,000/mo Tap to flip back ttb reserve infinite ttb |
|---|---|---|---|
| Fees & eligibility | |||
| Annual fee | ฿2,999 | ฿2,500 | ฿16,900 |
| Fee waiver threshold | No waiver published | No waiver published | No waiver published |
| Min income | ฿35,000/mo | ฿30,000/mo | ฿100,000/mo |
| Secured / FD-backed | Standard | Standard | Standard |
| Rewards | |||
| Net annual value (moderate) | -฿329/yr | ฿920/yr | -฿11,470/yr |
| Travel | 3% cashback → ฿90/mo (฿1,080/yr) | — | 5% cashback → ฿150/mo (฿1,800/yr) |
| Top reward rate | 3% | 3% | 5% cashback |
| Primary reward cap | ฿3,000 eligible spend/mo | ฿5,000 rewards/mo cap | ฿15,000 eligible spend/mo |
| Perks & restrictions | |||
| Lounge access | Airport lounge access at select airports · Minimum spend required — see issuer T&Cs for current threshold | None | Priority Pass membership with unlimited visits (issuer T&Cs apply) · No minimum spend required for lounge access |
| Key exclusions | Insurance · Government payments · Cash advance · Bill payment fees | Insurance · Government payments · Cash advance · Bill payment fees | Insurance · Government payments · Cash advance · Bill payment fees |
| Bonuses | |||
| Signup bonus | — | — | — |
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https://cardhungry.com/th/en/compare/kbank-platinum-plus-vs-kbank-world-rewards-vs-ttb-reserve-infiniteMore KBank Platinum Plus comparisons
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