Which card has the lower annual fee?

Krungsri HP Platinum has the lowest annual fee at ฿1,990.

Which card earns more on moderate spend?

Krungsri HP Platinum leads with an estimated ฿560/yr net annual value on moderate spend.

Which card has the lower income requirement?

Krungsri HP Platinum lists a minimum monthly income of ฿25,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

KBank Platinum Plus vs Krungsri HP Platinum vs SCB FIRST

Honest side-by-side comparison of KBank Platinum Plus, Krungsri HP Platinum, SCB FIRST — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Krungsri HP Platinum ranks first for estimated net annual value — ahead of SCB FIRST by about ฿59/yr.

KBank Platinum Plus vs Krungsri HP Platinum vs SCB FIRST comparison table
Feature	KBank Platinum Plus KBank	Krungsri HP Platinum Krungsri	SCB FIRST SCB
Annual fee	฿2,999	฿1,990	฿3,999
Min income (monthly)	฿35,000	฿25,000	฿50,000
Top reward rate	3%	5%	3% cashback
Net annual value (moderate spend)	฿31/yr	฿560/yr	฿501/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: Krungsri HP Platinum has the lowest annual fee at ฿1,990.
Which card earns more on moderate spend?: Krungsri HP Platinum leads with an estimated ฿560/yr net annual value on moderate spend.
Which card has the lower income requirement?: Krungsri HP Platinum lists a minimum monthly income of ฿25,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	KBankPlatinum KBank Platinum Plus •••• •••• •••• 4242 Quick facts KBank Platinum Plus Top reward3% Annual fee฿2,999 Min income฿35,000/mo Tap to flip back KBank Platinum Plus KBank	KrungsriPlatinum Krungsri HP Platinum •••• •••• •••• 4242 Quick facts Krungsri HP Platinum Top reward5% Annual fee฿1,990 Min income฿25,000/mo Tap to flip back Krungsri HP Platinum Krungsri	SCBPlatinum SCB FIRST •••• •••• •••• 4242 Quick facts SCB FIRST Top reward3% cashback Annual fee฿3,999 Min income฿50,000/mo Tap to flip back SCB FIRST SCB
Annual fee	฿2,999	฿1,990	฿3,999
Min income	฿35,000	฿25,000	฿50,000
Top reward rate	3%	5%	3% cashback
Net value (moderate)	฿31/yr	฿560/yr	฿501/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	—

KBank Platinum Plus details →Krungsri HP Platinum details →SCB FIRST details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More KBank Platinum Plus comparisons