CardHungry

Side-by-side · honest numbers

KBank Prestige vs KBank World Rewards Mastercard vs SCB M LIFESTYLE

Honest side-by-side comparison of KBank Prestige, KBank World Rewards Mastercard, SCB M LIFESTYLE — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, SCB M LIFESTYLE ranks first for estimated net annual value — ahead of KBank World Rewards Mastercard by about ฿2,971/yr.

KBank Prestige vs KBank World Rewards Mastercard vs SCB M LIFESTYLE comparison table
FeatureKBank Prestige

KBank

KBank World Rewards Mastercard

KBank

SCB M LIFESTYLE

SCB

Fees & eligibility
Annual fee฿5,999฿2,500฿999
Fee waiver thresholdNo waiver publishedNo waiver publishedNo waiver published
Min income฿60,000/mo฿30,000/mo฿20,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)-฿1,949/yr฿920/yr฿3,891/yr
Online shopping——3% cashback → ฿150/mo (฿1,800/yr)
Dining & delivery——5% cashback → ฿150/mo (฿1,800/yr)
Travel4% cashback → ฿120/mo (฿1,440/yr)——
Top reward rate4%3%Up to 5%
Primary reward cap฿8,000 eligible spend/mo฿5,000 rewards/mo cap฿1,500 rewards/mo cap
Key exclusionsInsurance · Government payments · Cash advance · Bill payment feesInsurance · Government payments · Cash advance · Bill payment feesInsurance · Government payments · Cash advance · Bill payment fees
Bonuses
Signup bonus——฿300

Frequently asked questions

Which card has the lower annual fee?
SCB M LIFESTYLE has the lowest annual fee at ฿999.
Which card earns more on moderate spend?
SCB M LIFESTYLE leads with an estimated ฿3,891/yr net annual value on moderate spend.
Which card has the lower income requirement?
SCB M LIFESTYLE lists a minimum monthly income of ฿20,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

KBank Prestige

KBank

KBank World Rewards Mastercard

KBank

SCB M LIFESTYLE

SCB

Your adjusted comparison

Feature
KBankPlatinum

KBank Prestige

•••• •••• •••• 4242

Quick facts

KBank Prestige

Top reward4%
Annual fee฿5,999
Min income฿60,000/mo

Tap to flip back

KBank Prestige

KBank

KBankPlatinum

KBank World Rewards Mastercard

•••• •••• •••• 4242

Quick facts

KBank World Rewards Mastercard

Top reward3%
Annual fee฿2,500
Min income฿30,000/mo

Tap to flip back

KBank World Rewards Mastercard

KBank

SCBGold

SCB M LIFESTYLE

•••• •••• •••• 4242

Quick facts

SCB M LIFESTYLE

Top rewardUp to 5%
Annual fee฿999
Min income฿20,000/mo

Tap to flip back

SCB M LIFESTYLE

SCB

Fees & eligibility
Annual fee฿5,999฿2,500฿999
Fee waiver thresholdNo waiver publishedNo waiver publishedNo waiver published
Min income฿60,000/mo฿30,000/mo฿20,000/mo
Secured / FD-backedStandardStandardStandard
Rewards
Net annual value (moderate)-฿1,949/yr฿920/yr฿3,891/yr
Online shopping——3% cashback → ฿150/mo (฿1,800/yr)
Dining & delivery——5% cashback → ฿150/mo (฿1,800/yr)
Travel4% cashback → ฿120/mo (฿1,440/yr)——
Top reward rate4%3%Up to 5%
Primary reward cap฿8,000 eligible spend/mo฿5,000 rewards/mo cap฿1,500 rewards/mo cap
Key exclusionsInsurance · Government payments · Cash advance · Bill payment feesInsurance · Government payments · Cash advance · Bill payment feesInsurance · Government payments · Cash advance · Bill payment fees
Bonuses
Signup bonus——฿300
KBank Prestige details →KBank World Rewards Mastercard details →SCB M LIFESTYLE details →

Share this comparison

https://cardhungry.com/th/en/compare/kbank-prestige-vs-kbank-world-rewards-vs-scb-lifestyle

More KBank Prestige comparisons