Side-by-side · honest numbers
KBank Prestige vs KBank X vs SCB Prime
Honest side-by-side comparison of KBank Prestige, KBank X, SCB Prime — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, KBank X ranks first for estimated net annual value — ahead of KBank Prestige by about ฿8,780/yr.
| Feature | KBank Prestige KBank | KBank X KBank | SCB Prime SCB |
|---|---|---|---|
| Annual fee | ฿5,999 | ฿599 | ฿4,999 |
| Min income (monthly) | ฿60,000 | ฿15,000 | ฿50,000 |
| Top reward rate | 4% | Up to 10% | 3% |
| Net annual value (moderate spend) | -฿1,289/yr | ฿7,491/yr | -฿1,879/yr |
| Secured / FD-backed | No | No | No |
| Signup bonus | — | ฿500 | — |
Frequently asked questions
- Which card has the lower annual fee?
- KBank X has the lowest annual fee at ฿599.
- Which card earns more on moderate spend?
- KBank X leads with an estimated ฿7,491/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- KBank X lists a minimum monthly income of ฿15,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
Customize your spend
Change spend profile or swap cards — results update live below.
Your adjusted comparison
| Feature | KBankPlatinum KBank Prestige •••• •••• •••• 4242 Quick facts KBank Prestige Top reward4% Annual fee฿5,999 Min income฿60,000/mo Tap to flip back KBank Prestige KBank | KBankGold KBank X •••• •••• •••• 4242 Quick facts KBank X Top rewardUp to 10% Annual fee฿599 Min income฿15,000/mo Tap to flip back KBank X KBank | SCBPlatinum SCB Prime •••• •••• •••• 4242 Quick facts SCB Prime Top reward3% Annual fee฿4,999 Min income฿50,000/mo Tap to flip back SCB Prime SCB |
|---|---|---|---|
| Annual fee | ฿5,999 | ฿599 | ฿4,999 |
| Min income | ฿60,000 | ฿15,000 | ฿50,000 |
| Top reward rate | 4% | Up to 10% | 3% |
| Net value (moderate) | -฿1,289/yr | ฿7,491/yr | -฿1,879/yr |
| Secured / no bureau | Standard | Standard | Standard |
| Signup bonus | — | ฿500 | — |
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