CardHungry

Side-by-side · honest numbers

KBank Prestige vs SCB M LIFESTYLE

Honest side-by-side comparison of KBank Prestige, SCB M LIFESTYLE — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, SCB M LIFESTYLE leads KBank Prestige by about ฿5,180/yr in estimated net value.

KBank Prestige vs SCB M LIFESTYLE comparison table
FeatureKBank Prestige

KBank

SCB M LIFESTYLE

SCB

Annual fee฿5,999฿999
Min income (monthly)฿60,000฿20,000
Top reward rate4%Up to 5%
Net annual value (moderate spend)-฿1,289/yr฿3,891/yr
Secured / FD-backedNoNo
Signup bonus—฿300

Frequently asked questions

Which card has the lower annual fee?
SCB M LIFESTYLE has the lowest annual fee at ฿999.
Which card earns more on moderate spend?
SCB M LIFESTYLE leads with an estimated ฿3,891/yr net annual value on moderate spend.
Which card has the lower income requirement?
SCB M LIFESTYLE lists a minimum monthly income of ฿20,000.
Does this comparison pull my credit score?
No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Your adjusted comparison

Feature
KBankPlatinum

KBank Prestige

•••• •••• •••• 4242

Quick facts

KBank Prestige

Top reward4%
Annual fee฿5,999
Min income฿60,000/mo

Tap to flip back

KBank Prestige

KBank

SCBGold

SCB M LIFESTYLE

•••• •••• •••• 4242

Quick facts

SCB M LIFESTYLE

Top rewardUp to 5%
Annual fee฿999
Min income฿20,000/mo

Tap to flip back

SCB M LIFESTYLE

SCB

Annual fee฿5,999฿999
Min income฿60,000฿20,000
Top reward rate4%Up to 5%
Net value (moderate)-฿1,289/yr฿3,891/yr
Secured / no bureauStandardStandard
Signup bonus—฿300
KBank Prestige details →SCB M LIFESTYLE details →

More KBank Prestige comparisons