Which card has the lower annual fee?

KBank Secured Card has a ฿0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

KBank Secured Card leads with an estimated ฿750/yr net annual value on moderate spend.

Which card has the lower income requirement?

Krungsri AIA Visa Platinum lists a minimum monthly income of ฿30,000.

Which cards are secured (FD-backed)?

KBank Secured Card is secured — useful for thin credit files without a bureau pull at application.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

KBank Secured Card vs Krungsri AIA Visa Platinum vs SCB Private Banking Infinite

Honest side-by-side comparison of KBank Secured Card, Krungsri AIA Visa Platinum, SCB Private Banking Infinite — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, KBank Secured Card ranks first for estimated net annual value — ahead of Krungsri AIA Visa Platinum by about ฿4,382/yr.

KBank Secured Card vs Krungsri AIA Visa Platinum vs SCB Private Banking Infinite comparison table
Feature	KBank Secured Card KBank	Krungsri AIA Visa Platinum Krungsri	SCB Private Banking Infinite SCB
Annual fee	฿0	฿3,500	฿20,000
Min income (monthly)	Not stated	฿30,000	฿150,000
Top reward rate	0.5% cashback	2 pts/฿150	5%
Net annual value (moderate spend)	฿750/yr	-฿3,632/yr	-฿13,700/yr
Secured / FD-backed	Yes	No	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: KBank Secured Card has a ฿0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: KBank Secured Card leads with an estimated ฿750/yr net annual value on moderate spend.
Which card has the lower income requirement?: Krungsri AIA Visa Platinum lists a minimum monthly income of ฿30,000.
Which cards are secured (FD-backed)?: KBank Secured Card is secured — useful for thin credit files without a bureau pull at application.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	KBankClassic KBank Secured Card •••• •••• •••• 4242 Quick facts KBank Secured Card Top reward0.5% cashback Annual feeLifetime Free Tap to flip back KBank Secured Card KBank	KrungsriPlatinum Krungsri AIA Visa Platinum •••• •••• •••• 4242 Quick facts Krungsri AIA Visa Platinum Top reward2 pts/฿150 Annual fee฿3,500 Min income฿30,000/mo Tap to flip back Krungsri AIA Visa Platinum Krungsri	SCBMetal SCB Private Banking Infinite •••• •••• •••• 4242 Quick facts SCB Private Banking Infinite Top reward5% Annual fee฿20,000 Min income฿150,000/mo Tap to flip back SCB Private Banking Infinite SCB
Annual fee	฿0	฿3,500	฿20,000
Min income	Not stated	฿30,000	฿150,000
Top reward rate	0.5% cashback	2 pts/฿150	5%
Net value (moderate)	฿750/yr	-฿3,632/yr	-฿13,700/yr
Secured / no bureau	FD-backed	Standard	Standard
Signup bonus	—	—	—

KBank Secured Card details →Krungsri AIA Visa Platinum details →SCB Private Banking Infinite details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More KBank Secured Card comparisons