Which card has the lower annual fee?

KBank Secured Card has a ฿0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

KBank Secured Card leads with an estimated ฿750/yr net annual value on moderate spend.

Which card has the lower income requirement?

Krungsri AIA Visa Platinum lists a minimum monthly income of ฿30,000.

Which cards are secured (FD-backed)?

KBank Secured Card is secured — useful for thin credit files without a bureau pull at application.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

KBank Secured Card vs Krungsri AIA Visa Platinum vs ttb Platinum Credit Card

Honest side-by-side comparison of KBank Secured Card, Krungsri AIA Visa Platinum, ttb Platinum Credit Card — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, KBank Secured Card ranks first for estimated net annual value — ahead of ttb Platinum Credit Card by about ฿2,319/yr.

KBank Secured Card vs Krungsri AIA Visa Platinum vs ttb Platinum Credit Card comparison table
Feature	KBank Secured Card KBank	Krungsri AIA Visa Platinum Krungsri	ttb Platinum Credit Card ttb
Annual fee	฿0	฿3,500	฿3,999
Min income (monthly)	Not stated	฿30,000	฿35,000
Top reward rate	0.5% cashback	2 pts/฿150	2%
Net annual value (moderate spend)	฿750/yr	-฿3,632/yr	-฿1,569/yr
Secured / FD-backed	Yes	No	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: KBank Secured Card has a ฿0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: KBank Secured Card leads with an estimated ฿750/yr net annual value on moderate spend.
Which card has the lower income requirement?: Krungsri AIA Visa Platinum lists a minimum monthly income of ฿30,000.
Which cards are secured (FD-backed)?: KBank Secured Card is secured — useful for thin credit files without a bureau pull at application.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

Card 2

Card 3

Your adjusted comparison

Feature	KBankClassic KBank Secured Card •••• •••• •••• 4242 Quick facts KBank Secured Card Top reward0.5% cashback Annual feeLifetime Free Tap to flip back KBank Secured Card KBank	KrungsriPlatinum Krungsri AIA Visa Platinum •••• •••• •••• 4242 Quick facts Krungsri AIA Visa Platinum Top reward2 pts/฿150 Annual fee฿3,500 Min income฿30,000/mo Tap to flip back Krungsri AIA Visa Platinum Krungsri	ttbPlatinum ttb Platinum Credit Card •••• •••• •••• 4242 Quick facts ttb Platinum Credit Card Top reward2% Annual fee฿3,999 Min income฿35,000/mo Tap to flip back ttb Platinum Credit Card ttb
Annual fee	฿0	฿3,500	฿3,999
Min income	Not stated	฿30,000	฿35,000
Top reward rate	0.5% cashback	2 pts/฿150	2%
Net value (moderate)	฿750/yr	-฿3,632/yr	-฿1,569/yr
Secured / no bureau	FD-backed	Standard	Standard
Signup bonus	—	—	—

KBank Secured Card details →Krungsri AIA Visa Platinum details →ttb Platinum Credit Card details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More KBank Secured Card comparisons