Which card has the lower annual fee?

Krungsri NOW has the lowest annual fee at ฿599.

Which card earns more on moderate spend?

Krungsri NOW leads with an estimated ฿2,831/yr net annual value on moderate spend.

Which card has the lower income requirement?

Krungsri NOW lists a minimum monthly income of ฿15,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

KBank Taurus vs KBank World Rewards Mastercard vs Krungsri NOW

Honest side-by-side comparison of KBank Taurus, KBank World Rewards Mastercard, Krungsri NOW — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Krungsri NOW ranks first for estimated net annual value — ahead of KBank Taurus by about ฿620/yr.

KBank Taurus vs KBank World Rewards Mastercard vs Krungsri NOW comparison table
Feature	KBank Taurus KBank	KBank World Rewards Mastercard KBank	Krungsri NOW Krungsri
Fees & eligibility
Annual fee	฿699	฿2,500	฿599
Fee waiver threshold	No waiver published	No waiver published	No waiver published
Min income	฿18,000/mo	฿30,000/mo	฿15,000/mo
Secured / FD-backed	Standard	Standard	Standard
Rewards
Net annual value (moderate)	฿2,211/yr	฿920/yr	฿2,831/yr
Online shopping	—	—	3% cashback → ฿150/mo (฿1,800/yr)
Fuel	5% cashback → ฿100/mo (฿1,200/yr)	—	—
Utilities & bills	—	—	2% cashback → ฿30/mo (฿360/yr)
Top reward rate	5%	3%	1% cashback
Primary reward cap	฿800 rewards/mo cap	฿5,000 rewards/mo cap	฿1,000 eligible spend/mo
Key exclusions	Insurance · Government payments · Cash advance · Bill payment fees	Insurance · Government payments · Cash advance · Bill payment fees	Insurance · Government payments · Cash advance · Bill payment fees
Bonuses
Signup bonus	—	—	฿100

Frequently asked questions

Which card has the lower annual fee?: Krungsri NOW has the lowest annual fee at ฿599.
Which card earns more on moderate spend?: Krungsri NOW leads with an estimated ฿2,831/yr net annual value on moderate spend.
Which card has the lower income requirement?: Krungsri NOW lists a minimum monthly income of ฿15,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

KBank Taurus

KBank

Card 2

KBank World Rewards Mastercard

KBank

Card 3

Krungsri NOW

Krungsri

Your adjusted comparison

Feature	KBankGold KBank Taurus •••• •••• •••• 4242 Quick facts KBank Taurus Top reward5% Annual fee฿699 Min income฿18,000/mo Tap to flip back KBank Taurus KBank	KBankPlatinum KBank World Rewards Mastercard •••• •••• •••• 4242 Quick facts KBank World Rewards Mastercard Top reward3% Annual fee฿2,500 Min income฿30,000/mo Tap to flip back KBank World Rewards Mastercard KBank	KrungsriGold Krungsri NOW •••• •••• •••• 4242 Quick facts Krungsri NOW Top reward1% cashback Annual fee฿599 Min income฿15,000/mo Tap to flip back Krungsri NOW Krungsri
Fees & eligibility
Annual fee	฿699	฿2,500	฿599
Fee waiver threshold	No waiver published	No waiver published	No waiver published
Min income	฿18,000/mo	฿30,000/mo	฿15,000/mo
Secured / FD-backed	Standard	Standard	Standard
Rewards
Net annual value (moderate)	฿2,211/yr	฿920/yr	฿2,831/yr
Online shopping	—	—	3% cashback → ฿150/mo (฿1,800/yr)
Fuel	5% cashback → ฿100/mo (฿1,200/yr)	—	—
Utilities & bills	—	—	2% cashback → ฿30/mo (฿360/yr)
Top reward rate	5%	3%	1% cashback
Primary reward cap	฿800 rewards/mo cap	฿5,000 rewards/mo cap	฿1,000 eligible spend/mo
Key exclusions	Insurance · Government payments · Cash advance · Bill payment fees	Insurance · Government payments · Cash advance · Bill payment fees	Insurance · Government payments · Cash advance · Bill payment fees
Bonuses
Signup bonus	—	—	฿100

KBank Taurus details →KBank World Rewards Mastercard details →Krungsri NOW details →

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At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More KBank Taurus comparisons