Side-by-side · honest numbers
KBank Blue Credit Card vs ttb reserve infinite
Honest side-by-side comparison of KBank Blue Credit Card, ttb reserve infinite — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
Same spend profile for all cards. How we calculate net annual value
Customize your spend
Change spend profile or swap cards — results update live below.
Spend assumptions
All cards use the same monthly spend profile. Saved spends from the quiz or a card page load automatically.
KBank Blue Credit Card
KBank
ttb reserve infinite
ttb
Your adjusted comparison
| Feature | KBank Blue Credit Card KBank | ttb reserve infinite ttb |
|---|---|---|
| Fees & eligibility | ||
| Annual fee | ฿699 | Lifetime free |
| Fee waiver threshold | No waiver published | Lifetime free |
| Min income | ฿18,000/mo | ฿100,000/mo |
| Secured / FD-backed | Standard | Standard |
| Rewards | ||
| Net annual value (moderate) | ฿2,211/yr | ฿5,430/yr |
| Fuel | ฿2,000 × 5% = ฿100/mo (฿1,200/yr) · issuer max ฿800/mo | — |
| Travel | — | ฿3,000 × 5% = ฿150/mo (฿1,800/yr) · issuer max ฿15,000/mo |
| Top reward rate | 5% | 5% cashback |
| Primary reward cap | ฿800 rewards/mo cap | ฿15,000 eligible spend/mo |
| Perks & restrictions | ||
| Lounge access | None | Priority Pass membership with unlimited visits (issuer T&Cs apply) · No minimum spend required for lounge access |
| Key exclusions | Insurance · Government payments · Cash advance · Bill payment fees | Insurance · Government payments · Cash advance · Bill payment fees |
| Bonuses | ||
| Signup bonus | — | — |
Stack mode (hold both)
Cap-aware split: ~฿5,451/yr combined NAV (฿21 vs best solo). Both annual fees apply.
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https://cardhungry.com/th/en/compare/kbank-taurus-vs-ttb-reserve-infiniteReference summary
At a glance (moderate spend)
Quick verdict: On moderate spend, ttb reserve infinite leads KBank Blue Credit Card by about ฿3,219/yr in estimated net value.
Spend assumptions for this table
Moderate user spend profile · ฿23,000/mo
฿23,000/month total spend — typical Thailand user
Online ฿5,000 · Groceries ฿4,000 · Dining ฿3,000 · Travel ฿3,000 · Other ฿3,000
| Feature | KBank Blue Credit Card KBank | ttb reserve infinite ttb |
|---|---|---|
| Fees & eligibility | ||
| Annual fee | ฿699 | Lifetime free |
| Fee waiver threshold | No waiver published | Lifetime free |
| Min income | ฿18,000/mo | ฿100,000/mo |
| Secured / FD-backed | Standard | Standard |
| Rewards | ||
| Net annual value (moderate) | ฿2,211/yr | ฿5,430/yr |
| Fuel | ฿2,000 × 5% = ฿100/mo (฿1,200/yr) · issuer max ฿800/mo | — |
| Travel | — | ฿3,000 × 5% = ฿150/mo (฿1,800/yr) · issuer max ฿15,000/mo |
| Top reward rate | 5% | 5% cashback |
| Primary reward cap | ฿800 rewards/mo cap | ฿15,000 eligible spend/mo |
| Perks & restrictions | ||
| Lounge access | None | Priority Pass membership with unlimited visits (issuer T&Cs apply) · No minimum spend required for lounge access |
| Key exclusions | Insurance · Government payments · Cash advance · Bill payment fees | Insurance · Government payments · Cash advance · Bill payment fees |
| Bonuses | ||
| Signup bonus | — | — |
Frequently asked questions
- Which card has the lower annual fee?
- ttb reserve infinite has a ฿0 annual fee (lifetime free or zero-fee tier).
- Which card earns more on moderate spend?
- ttb reserve infinite leads with an estimated ฿5,430/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- KBank Blue Credit Card lists a minimum monthly income of ฿18,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
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