Side-by-side · honest numbers
KBank Blue Credit Card vs UOB PRIVI Miles
Honest side-by-side comparison of KBank Blue Credit Card, UOB PRIVI Miles — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
Same spend profile for all cards. How we calculate net annual value
Customize your spend
Change spend profile or swap cards — results update live below.
Spend assumptions
All cards use the same monthly spend profile. Saved spends from the quiz or a card page load automatically.
KBank Blue Credit Card
KBank
UOB PRIVI Miles
UOB
Your adjusted comparison
| Feature | KBank Blue Credit Card KBank | UOB PRIVI Miles UOB |
|---|---|---|
| Fees & eligibility | ||
| Annual fee | ฿699 | ฿2,000 |
| Fee waiver threshold | No waiver published | No waiver published |
| Min income | ฿18,000/mo | ฿30,000/mo |
| Secured / FD-backed | Standard | Standard |
| Rewards | ||
| Net annual value (moderate) | ฿2,211/yr | -฿1,914/yr |
| Fuel | ฿2,000 × 5% = ฿100/mo (฿1,200/yr) · issuer max ฿800/mo | — |
| Travel | — | ฿3,000 → 40 pts/mo × ฿0.35/pt = ฿14/mo (฿168/yr) |
| Top reward rate | 5% | Boosted UOB Rewards (modeled 2X) |
| Primary reward cap | ฿800 rewards/mo cap | No monthly cap published |
| Key exclusions | Insurance · Government payments · Cash advance · Bill payment fees | Insurance · Government payments · Cash advance · Bill payment fees |
| Bonuses | ||
| Signup bonus | — | — |
Stack mode (hold both)
Holding both may not beat using only the better solo card on this spend.
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https://cardhungry.com/th/en/compare/kbank-taurus-vs-uob-privi-miles-thReference summary
At a glance (moderate spend)
Quick verdict: On moderate spend, KBank Blue Credit Card leads UOB PRIVI Miles by about ฿4,125/yr in estimated net value.
Spend assumptions for this table
Moderate user spend profile · ฿23,000/mo
฿23,000/month total spend — typical Thailand user
Online ฿5,000 · Groceries ฿4,000 · Dining ฿3,000 · Travel ฿3,000 · Other ฿3,000
| Feature | KBank Blue Credit Card KBank | UOB PRIVI Miles UOB |
|---|---|---|
| Fees & eligibility | ||
| Annual fee | ฿699 | ฿2,000 |
| Fee waiver threshold | No waiver published | No waiver published |
| Min income | ฿18,000/mo | ฿30,000/mo |
| Secured / FD-backed | Standard | Standard |
| Rewards | ||
| Net annual value (moderate) | ฿2,211/yr | -฿1,914/yr |
| Fuel | ฿2,000 × 5% = ฿100/mo (฿1,200/yr) · issuer max ฿800/mo | — |
| Travel | — | ฿3,000 → 40 pts/mo × ฿0.35/pt = ฿14/mo (฿168/yr) |
| Top reward rate | 5% | Boosted UOB Rewards (modeled 2X) |
| Primary reward cap | ฿800 rewards/mo cap | No monthly cap published |
| Key exclusions | Insurance · Government payments · Cash advance · Bill payment fees | Insurance · Government payments · Cash advance · Bill payment fees |
| Bonuses | ||
| Signup bonus | — | — |
Frequently asked questions
- Which card has the lower annual fee?
- KBank Blue Credit Card has the lowest annual fee at ฿699.
- Which card earns more on moderate spend?
- KBank Blue Credit Card leads with an estimated ฿2,211/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- KBank Blue Credit Card lists a minimum monthly income of ฿18,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
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