Which card has the lower annual fee?

KBank World Rewards Mastercard has the lowest annual fee at ฿2,500.

Which card earns more on moderate spend?

KBank World Rewards Mastercard leads with an estimated ฿920/yr net annual value on moderate spend.

Which card has the lower income requirement?

KBank World Rewards Mastercard lists a minimum monthly income of ฿30,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

KBank World Rewards Mastercard vs Krungsri AIA Visa Platinum vs Standard Chartered Journey

Honest side-by-side comparison of KBank World Rewards Mastercard, Krungsri AIA Visa Platinum, Standard Chartered Journey — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, KBank World Rewards Mastercard ranks first for estimated net annual value — ahead of Standard Chartered Journey by about ฿1,300/yr.

KBank World Rewards Mastercard vs Krungsri AIA Visa Platinum vs Standard Chartered Journey comparison table
Feature	KBank World Rewards Mastercard KBank	Krungsri AIA Visa Platinum Krungsri	Standard Chartered Journey Standard Chartered
Annual fee	฿2,500	฿3,500	฿3,500
Min income (monthly)	฿30,000	฿30,000	฿30,000
Top reward rate	3%	2 pts/฿150	3%
Net annual value (moderate spend)	฿920/yr	-฿3,632/yr	-฿380/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: KBank World Rewards Mastercard has the lowest annual fee at ฿2,500.
Which card earns more on moderate spend?: KBank World Rewards Mastercard leads with an estimated ฿920/yr net annual value on moderate spend.
Which card has the lower income requirement?: KBank World Rewards Mastercard lists a minimum monthly income of ฿30,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	KBankPlatinum KBank World Rewards Mastercard •••• •••• •••• 4242 Quick facts KBank World Rewards Mastercard Top reward3% Annual fee฿2,500 Min income฿30,000/mo Tap to flip back KBank World Rewards Mastercard KBank	KrungsriPlatinum Krungsri AIA Visa Platinum •••• •••• •••• 4242 Quick facts Krungsri AIA Visa Platinum Top reward2 pts/฿150 Annual fee฿3,500 Min income฿30,000/mo Tap to flip back Krungsri AIA Visa Platinum Krungsri	Standard CharteredPlatinum Standard Chartered Journey •••• •••• •••• 4242 Quick facts Standard Chartered Journey Top reward3% Annual fee฿3,500 Min income฿30,000/mo Tap to flip back Standard Chartered Journey Standard Chartered
Annual fee	฿2,500	฿3,500	฿3,500
Min income	฿30,000	฿30,000	฿30,000
Top reward rate	3%	2 pts/฿150	3%
Net value (moderate)	฿920/yr	-฿3,632/yr	-฿380/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	—

KBank World Rewards Mastercard details →Krungsri AIA Visa Platinum details →Standard Chartered Journey details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

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