Which card has the lower annual fee?

Krungsri HP Platinum has the lowest annual fee at ฿1,990.

Which card earns more on moderate spend?

KBank World Rewards Mastercard leads with an estimated ฿920/yr net annual value on moderate spend.

Which card has the lower income requirement?

Krungsri HP Platinum lists a minimum monthly income of ฿25,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

KBank World Rewards Mastercard vs Krungsri HP Platinum vs SCB Private Banking Infinite

Honest side-by-side comparison of KBank World Rewards Mastercard, Krungsri HP Platinum, SCB Private Banking Infinite — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, KBank World Rewards Mastercard ranks first for estimated net annual value — ahead of Krungsri HP Platinum by about ฿360/yr.

KBank World Rewards Mastercard vs Krungsri HP Platinum vs SCB Private Banking Infinite comparison table
Feature	KBank World Rewards Mastercard KBank	Krungsri HP Platinum Krungsri	SCB Private Banking Infinite SCB
Annual fee	฿2,500	฿1,990	฿20,000
Min income (monthly)	฿30,000	฿25,000	฿150,000
Top reward rate	3%	5%	5%
Net annual value (moderate spend)	฿920/yr	฿560/yr	-฿13,700/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: Krungsri HP Platinum has the lowest annual fee at ฿1,990.
Which card earns more on moderate spend?: KBank World Rewards Mastercard leads with an estimated ฿920/yr net annual value on moderate spend.
Which card has the lower income requirement?: Krungsri HP Platinum lists a minimum monthly income of ฿25,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	KBankPlatinum KBank World Rewards Mastercard •••• •••• •••• 4242 Quick facts KBank World Rewards Mastercard Top reward3% Annual fee฿2,500 Min income฿30,000/mo Tap to flip back KBank World Rewards Mastercard KBank	KrungsriPlatinum Krungsri HP Platinum •••• •••• •••• 4242 Quick facts Krungsri HP Platinum Top reward5% Annual fee฿1,990 Min income฿25,000/mo Tap to flip back Krungsri HP Platinum Krungsri	SCBMetal SCB Private Banking Infinite •••• •••• •••• 4242 Quick facts SCB Private Banking Infinite Top reward5% Annual fee฿20,000 Min income฿150,000/mo Tap to flip back SCB Private Banking Infinite SCB
Annual fee	฿2,500	฿1,990	฿20,000
Min income	฿30,000	฿25,000	฿150,000
Top reward rate	3%	5%	5%
Net value (moderate)	฿920/yr	฿560/yr	-฿13,700/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	—

KBank World Rewards Mastercard details →Krungsri HP Platinum details →SCB Private Banking Infinite details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

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