Which card has the lower annual fee?

Krungsri Lady has the lowest annual fee at ฿990.

Which card earns more on moderate spend?

Krungsri Lady leads with an estimated ฿2,460/yr net annual value on moderate spend.

Which card has the lower income requirement?

Krungsri Lady lists a minimum monthly income of ฿18,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

KBank World Rewards Mastercard vs Krungsri Lady vs SCB Ultra Platinum

Honest side-by-side comparison of KBank World Rewards Mastercard, Krungsri Lady, SCB Ultra Platinum — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Krungsri Lady ranks first for estimated net annual value — ahead of KBank World Rewards Mastercard by about ฿1,540/yr.

KBank World Rewards Mastercard vs Krungsri Lady vs SCB Ultra Platinum comparison table
Feature	KBank World Rewards Mastercard KBank	Krungsri Lady Krungsri	SCB Ultra Platinum SCB
Annual fee	฿2,500	฿990	฿6,999
Min income (monthly)	฿30,000	฿18,000	฿80,000
Top reward rate	3%	5%	4%
Net annual value (moderate spend)	฿920/yr	฿2,460/yr	-฿1,089/yr
Secured / FD-backed	No	No	No
Signup bonus	—	฿300	—

Frequently asked questions

Which card has the lower annual fee?: Krungsri Lady has the lowest annual fee at ฿990.
Which card earns more on moderate spend?: Krungsri Lady leads with an estimated ฿2,460/yr net annual value on moderate spend.
Which card has the lower income requirement?: Krungsri Lady lists a minimum monthly income of ฿18,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	KBankPlatinum KBank World Rewards Mastercard •••• •••• •••• 4242 Quick facts KBank World Rewards Mastercard Top reward3% Annual fee฿2,500 Min income฿30,000/mo Tap to flip back KBank World Rewards Mastercard KBank	KrungsriGold Krungsri Lady •••• •••• •••• 4242 Quick facts Krungsri Lady Top reward5% Annual fee฿990 Min income฿18,000/mo Tap to flip back Krungsri Lady Krungsri	SCBPlatinum SCB Ultra Platinum •••• •••• •••• 4242 Quick facts SCB Ultra Platinum Top reward4% Annual fee฿6,999 Min income฿80,000/mo Tap to flip back SCB Ultra Platinum SCB
Annual fee	฿2,500	฿990	฿6,999
Min income	฿30,000	฿18,000	฿80,000
Top reward rate	3%	5%	4%
Net value (moderate)	฿920/yr	฿2,460/yr	-฿1,089/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	฿300	—

KBank World Rewards Mastercard details →Krungsri Lady details →SCB Ultra Platinum details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More KBank World Rewards Mastercard comparisons