Which card has the lower annual fee?

KBank World Rewards Mastercard has the lowest annual fee at ฿2,500.

Which card earns more on moderate spend?

SCB JCB Platinum leads with an estimated ฿1,010/yr net annual value on moderate spend.

Which card has the lower income requirement?

KBank World Rewards Mastercard lists a minimum monthly income of ฿30,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

KBank World Rewards Mastercard vs SCB JCB Platinum vs SCB Private Banking Infinite

Honest side-by-side comparison of KBank World Rewards Mastercard, SCB JCB Platinum, SCB Private Banking Infinite — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, SCB JCB Platinum ranks first for estimated net annual value — ahead of KBank World Rewards Mastercard by about ฿90/yr.

KBank World Rewards Mastercard vs SCB JCB Platinum vs SCB Private Banking Infinite comparison table
Feature	KBank World Rewards Mastercard KBank	SCB JCB Platinum SCB	SCB Private Banking Infinite SCB
Annual fee	฿2,500	฿2,500	฿20,000
Min income (monthly)	฿30,000	฿30,000	฿150,000
Top reward rate	3%	3%	5%
Net annual value (moderate spend)	฿920/yr	฿1,010/yr	-฿13,700/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: KBank World Rewards Mastercard has the lowest annual fee at ฿2,500.
Which card earns more on moderate spend?: SCB JCB Platinum leads with an estimated ฿1,010/yr net annual value on moderate spend.
Which card has the lower income requirement?: KBank World Rewards Mastercard lists a minimum monthly income of ฿30,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	KBankPlatinum KBank World Rewards Mastercard •••• •••• •••• 4242 Quick facts KBank World Rewards Mastercard Top reward3% Annual fee฿2,500 Min income฿30,000/mo Tap to flip back KBank World Rewards Mastercard KBank	SCBPlatinum SCB JCB Platinum •••• •••• •••• 4242 Quick facts SCB JCB Platinum Top reward3% Annual fee฿2,500 Min income฿30,000/mo Tap to flip back SCB JCB Platinum SCB	SCBMetal SCB Private Banking Infinite •••• •••• •••• 4242 Quick facts SCB Private Banking Infinite Top reward5% Annual fee฿20,000 Min income฿150,000/mo Tap to flip back SCB Private Banking Infinite SCB
Annual fee	฿2,500	฿2,500	฿20,000
Min income	฿30,000	฿30,000	฿150,000
Top reward rate	3%	3%	5%
Net value (moderate)	฿920/yr	฿1,010/yr	-฿13,700/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	—

KBank World Rewards Mastercard details →SCB JCB Platinum details →SCB Private Banking Infinite details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More KBank World Rewards Mastercard comparisons