Which card has the lower annual fee?

KBank World Rewards Mastercard has the lowest annual fee at ฿2,500.

Which card earns more on moderate spend?

KBank World Rewards Mastercard leads with an estimated ฿920/yr net annual value on moderate spend.

Which card has the lower income requirement?

KBank World Rewards Mastercard lists a minimum monthly income of ฿30,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

KBank World Rewards Mastercard vs SCB Prime vs SCB Private Banking Infinite

Honest side-by-side comparison of KBank World Rewards Mastercard, SCB Prime, SCB Private Banking Infinite — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, KBank World Rewards Mastercard ranks first for estimated net annual value — ahead of SCB Prime by about ฿2,799/yr.

KBank World Rewards Mastercard vs SCB Prime vs SCB Private Banking Infinite comparison table
Feature	KBank World Rewards Mastercard KBank	SCB Prime SCB	SCB Private Banking Infinite SCB
Annual fee	฿2,500	฿4,999	฿20,000
Min income (monthly)	฿30,000	฿50,000	฿150,000
Top reward rate	3%	3%	5%
Net annual value (moderate spend)	฿920/yr	-฿1,879/yr	-฿13,700/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	—

Frequently asked questions

Which card has the lower annual fee?: KBank World Rewards Mastercard has the lowest annual fee at ฿2,500.
Which card earns more on moderate spend?: KBank World Rewards Mastercard leads with an estimated ฿920/yr net annual value on moderate spend.
Which card has the lower income requirement?: KBank World Rewards Mastercard lists a minimum monthly income of ฿30,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

Card 1

Card 2

Card 3

Your adjusted comparison

Feature	KBankPlatinum KBank World Rewards Mastercard •••• •••• •••• 4242 Quick facts KBank World Rewards Mastercard Top reward3% Annual fee฿2,500 Min income฿30,000/mo Tap to flip back KBank World Rewards Mastercard KBank	SCBPlatinum SCB Prime •••• •••• •••• 4242 Quick facts SCB Prime Top reward3% Annual fee฿4,999 Min income฿50,000/mo Tap to flip back SCB Prime SCB	SCBMetal SCB Private Banking Infinite •••• •••• •••• 4242 Quick facts SCB Private Banking Infinite Top reward5% Annual fee฿20,000 Min income฿150,000/mo Tap to flip back SCB Private Banking Infinite SCB
Annual fee	฿2,500	฿4,999	฿20,000
Min income	฿30,000	฿50,000	฿150,000
Top reward rate	3%	3%	5%
Net value (moderate)	฿920/yr	-฿1,879/yr	-฿13,700/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	—

KBank World Rewards Mastercard details →SCB Prime details →SCB Private Banking Infinite details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More KBank World Rewards Mastercard comparisons