Which card has the lower annual fee?

Krungsri NOW has the lowest annual fee at ฿599.

Which card earns more on moderate spend?

Krungsri NOW leads with an estimated ฿2,831/yr net annual value on moderate spend.

Which card has the lower income requirement?

Krungsri NOW lists a minimum monthly income of ฿15,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Krungsri AIA Visa Platinum vs Krungsri NOW vs SCB Ultra Platinum

Honest side-by-side comparison of Krungsri AIA Visa Platinum, Krungsri NOW, SCB Ultra Platinum — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Krungsri NOW ranks first for estimated net annual value — ahead of SCB Ultra Platinum by about ฿3,920/yr.

Krungsri AIA Visa Platinum vs Krungsri NOW vs SCB Ultra Platinum comparison table
Feature	Krungsri AIA Visa Platinum Krungsri	Krungsri NOW Krungsri	SCB Ultra Platinum SCB
Annual fee	฿3,500	฿599	฿6,999
Min income (monthly)	฿30,000	฿15,000	฿80,000
Top reward rate	2 pts/฿150	1% cashback	4%
Net annual value (moderate spend)	-฿3,632/yr	฿2,831/yr	-฿1,089/yr
Secured / FD-backed	No	No	No
Signup bonus	—	฿100	—

Frequently asked questions

Which card has the lower annual fee?: Krungsri NOW has the lowest annual fee at ฿599.
Which card earns more on moderate spend?: Krungsri NOW leads with an estimated ฿2,831/yr net annual value on moderate spend.
Which card has the lower income requirement?: Krungsri NOW lists a minimum monthly income of ฿15,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	KrungsriPlatinum Krungsri AIA Visa Platinum •••• •••• •••• 4242 Quick facts Krungsri AIA Visa Platinum Top reward2 pts/฿150 Annual fee฿3,500 Min income฿30,000/mo Tap to flip back Krungsri AIA Visa Platinum Krungsri	KrungsriGold Krungsri NOW •••• •••• •••• 4242 Quick facts Krungsri NOW Top reward1% cashback Annual fee฿599 Min income฿15,000/mo Tap to flip back Krungsri NOW Krungsri	SCBPlatinum SCB Ultra Platinum •••• •••• •••• 4242 Quick facts SCB Ultra Platinum Top reward4% Annual fee฿6,999 Min income฿80,000/mo Tap to flip back SCB Ultra Platinum SCB
Annual fee	฿3,500	฿599	฿6,999
Min income	฿30,000	฿15,000	฿80,000
Top reward rate	2 pts/฿150	1% cashback	4%
Net value (moderate)	-฿3,632/yr	฿2,831/yr	-฿1,089/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	฿100	—

Krungsri AIA Visa Platinum details →Krungsri NOW details →SCB Ultra Platinum details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

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