Which card has the lower annual fee?

Krungsri Simple has a ฿0 annual fee (lifetime free or zero-fee tier).

Which card earns more on moderate spend?

Krungsri Simple leads with an estimated ฿750/yr net annual value on moderate spend.

Which card has the lower income requirement?

Krungsri Simple lists a minimum monthly income of ฿12,000.

Does this comparison pull my credit score?

No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Side-by-side · honest numbers

Krungsri HP Platinum vs Krungsri Simple vs SCB Miles

Honest side-by-side comparison of Krungsri HP Platinum, Krungsri Simple, SCB Miles — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.

At a glance (moderate spend)

Quick verdict: On moderate spend, Krungsri Simple ranks first for estimated net annual value — ahead of Krungsri HP Platinum by about ฿190/yr.

Krungsri HP Platinum vs Krungsri Simple vs SCB Miles comparison table
Feature	Krungsri HP Platinum Krungsri	Krungsri Simple Krungsri	SCB Miles SCB
Annual fee	฿1,990	฿0	฿1,990
Min income (monthly)	฿25,000	฿12,000	฿25,000
Top reward rate	5%	1% cashback	3 miles/฿25
Net annual value (moderate spend)	฿560/yr	฿750/yr	-฿1,345/yr
Secured / FD-backed	No	No	No
Signup bonus	—	—	฿500

Frequently asked questions

Which card has the lower annual fee?: Krungsri Simple has a ฿0 annual fee (lifetime free or zero-fee tier).
Which card earns more on moderate spend?: Krungsri Simple leads with an estimated ฿750/yr net annual value on moderate spend.
Which card has the lower income requirement?: Krungsri Simple lists a minimum monthly income of ฿12,000.
Does this comparison pull my credit score?: No. CardHungry estimates net value from public fee and reward rules only — no bureau check.

Customize your spend

Change spend profile or swap cards — results update live below.

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Your adjusted comparison

Feature	KrungsriPlatinum Krungsri HP Platinum •••• •••• •••• 4242 Quick facts Krungsri HP Platinum Top reward5% Annual fee฿1,990 Min income฿25,000/mo Tap to flip back Krungsri HP Platinum Krungsri	KrungsriClassic Krungsri Simple •••• •••• •••• 4242 Quick facts Krungsri Simple Top reward1% cashback Annual feeLifetime Free Min income฿12,000/mo Tap to flip back Krungsri Simple Krungsri	SCBGold SCB Miles •••• •••• •••• 4242 Quick facts SCB Miles Top reward3 miles/฿25 Annual fee฿1,990 Min income฿25,000/mo Tap to flip back SCB Miles SCB
Annual fee	฿1,990	฿0	฿1,990
Min income	฿25,000	฿12,000	฿25,000
Top reward rate	5%	1% cashback	3 miles/฿25
Net value (moderate)	฿560/yr	฿750/yr	-฿1,345/yr
Secured / no bureau	Standard	Standard	Standard
Signup bonus	—	—	฿500

Krungsri HP Platinum details →Krungsri Simple details →SCB Miles details →

At a glance (moderate spend)

Frequently asked questions

Customize your spend

Your adjusted comparison

More Krungsri HP Platinum comparisons