Side-by-side · honest numbers
Krungsri HP Platinum vs Standard Chartered Journey vs ttb reserve infinite
Honest side-by-side comparison of Krungsri HP Platinum, Standard Chartered Journey, ttb reserve infinite — annual fees, reward rates, income eligibility, and estimated net annual value on the same spend profile.
At a glance (moderate spend)
Quick verdict: On moderate spend, Krungsri HP Platinum ranks first for estimated net annual value — ahead of Standard Chartered Journey by about ฿940/yr.
| Feature | Krungsri HP Platinum Krungsri | Standard Chartered Journey Standard Chartered | ttb reserve infinite ttb |
|---|---|---|---|
| Annual fee | ฿1,990 | ฿3,500 | ฿16,900 |
| Min income (monthly) | ฿25,000 | ฿30,000 | ฿100,000 |
| Top reward rate | 5% | 3% | 5% cashback |
| Net annual value (moderate spend) | ฿560/yr | -฿380/yr | -฿10,600/yr |
| Secured / FD-backed | No | No | No |
| Signup bonus | — | — | — |
Frequently asked questions
- Which card has the lower annual fee?
- Krungsri HP Platinum has the lowest annual fee at ฿1,990.
- Which card earns more on moderate spend?
- Krungsri HP Platinum leads with an estimated ฿560/yr net annual value on moderate spend.
- Which card has the lower income requirement?
- Krungsri HP Platinum lists a minimum monthly income of ฿25,000.
- Does this comparison pull my credit score?
- No. CardHungry estimates net value from public fee and reward rules only — no bureau check.
Customize your spend
Change spend profile or swap cards — results update live below.
Your adjusted comparison
| Feature | KrungsriPlatinum Krungsri HP Platinum •••• •••• •••• 4242 Quick facts Krungsri HP Platinum Top reward5% Annual fee฿1,990 Min income฿25,000/mo Tap to flip back Krungsri HP Platinum Krungsri | Standard CharteredPlatinum Standard Chartered Journey •••• •••• •••• 4242 Quick facts Standard Chartered Journey Top reward3% Annual fee฿3,500 Min income฿30,000/mo Tap to flip back Standard Chartered Journey Standard Chartered | ttbMetal ttb reserve infinite •••• •••• •••• 4242 Quick facts ttb reserve infinite Top reward5% cashback Annual fee฿16,900 Min income฿100,000/mo Tap to flip back ttb reserve infinite ttb |
|---|---|---|---|
| Annual fee | ฿1,990 | ฿3,500 | ฿16,900 |
| Min income | ฿25,000 | ฿30,000 | ฿100,000 |
| Top reward rate | 5% | 3% | 5% cashback |
| Net value (moderate) | ฿560/yr | -฿380/yr | -฿10,600/yr |
| Secured / no bureau | Standard | Standard | Standard |
| Signup bonus | — | — | — |
More Krungsri HP Platinum comparisons
- Krungsri HP Platinum vs BBL Platinum Leader
- Krungsri HP Platinum vs Bangkok Bank Be Smart
- Krungsri HP Platinum vs Bangkok Bank M PRESTIGE
- Krungsri HP Platinum vs Bangkok Bank Platinum
- Krungsri HP Platinum vs Citi PremierMiles
- Krungsri HP Platinum vs Citibank Rewards
- Krungsri HP Platinum vs HSBC Advance Credit Card
- Krungsri HP Platinum vs HSBC Premier World Mastercard
- Krungsri HP Platinum vs KBank Makro Platinum
- Krungsri HP Platinum vs KBank Platinum Plus
- Krungsri HP Platinum vs KBank Prestige
- Krungsri HP Platinum vs KBank Rabbit LINE Pay